> ## Content Index
> Fetch the complete content index at: https://www.theglobalbanker.com/llms.txt
> Use this file to discover other available public pages before exploring further.

# ABN AMRO Reports Full-Year 2024 Net Profit of €2.4 Billion with ROE of 10.1%
- URL: https://www.theglobalbanker.com/abn-amro-full-year-2024-net-profit-2-4-billion-roe-10-1-percent/
- Published: 2025-02-12T18:45:00.000Z
- Updated: 2026-10-02T13:47:12.000Z
- Description: ABN AMRO posted FY2024 net profit of €2.4 billion with an ROE of 10.1%, as Q4 net interest income reached €1.668 billion and the bank proposed a final dividend of €0.75 per share.
- Author: TGB Editorial Team
- Tags: Banking News, Europe, #archive

ABN AMRO Bank reported full-year 2024 net profit of €2.4 billion on Wednesday, with a return on equity of 10.1%. 

In the fourth quarter alone, the bank earned net profit of €397 million, supported by net interest income of €1,668 million, which reflected the contribution of ABN AMRO's treasury operations alongside income from its core retail, private and commercial banking franchises, the bank said in a statement published on its website. The fourth-quarter result brought the cumulative full-year profit to €2.4 billion.

#### NET INTEREST INCOME

Fourth-quarter net interest income of €1,668 million came after the ECB had begun reducing its deposit facility rate from 4% in June 2024\. 

The bank guided that net interest income would fall to between €6.2 billion and €6.4 billion in 2025, from €6.5 billion in 2024\. 

#### CAPITAL STRENGTH AND DISTRIBUTION PLANS

ABN AMRO's Basel III CET1 ratio rose to 14.5% at year-end, and the bank proposed a final dividend of €0.75 per share. The bank did not announce a new share buyback and said it would provide an update on the outcome of its capital assessment when publishing its second-quarter results.

The Dutch government, which retains a stake in ABN AMRO as a legacy of the 2008 financial crisis nationalisation, has been gradually reducing its holding through a structured sell-down programme managed by NLFI, the foundation that holds the shares on the state's behalf. NLFI has been selling shares through pre-arranged trading plans, and in October 2024 announced a new plan to reduce the state's stake to about 30%.