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# Bank of Ghana to Introduce Virtual-Asset Regulatory Framework as Crypto Bill Heads to Parliament, Targeting Regulation by December 2025
- URL: https://www.theglobalbanker.com/bank-of-ghana-virtual-asset-regulatory-framework-crypto-bill-parliament-december-2025/
- Published: 2025-10-17T18:20:00.000Z
- Updated: 2026-10-02T14:11:44.000Z
- Description: Ghana's central bank governor announced a virtual-asset licensing regime with AML obligations for service providers, with the bill on its way to Parliament and regulation targeted before the end of December 2025.
- Author: TGB Editorial Team
- Tags: Regulations, Africa, #archive

The Bank of Ghana has announced plans to introduce a comprehensive regulatory framework for virtual assets, with the central bank's governor saying at the IMF and World Bank Annual Meetings that a dedicated bill was on its way to Parliament and that Ghana hoped to be regulating crypto before the end of December 2025\. 

The governor made the disclosure during the Annual Meetings held in Washington from 13 to 18 October 2025.

#### LICENSING AND AML OBLIGATIONS FOR SERVICE PROVIDERS

Under the planned law, virtual-asset service providers operating in Ghana will face new licensing requirements alongside enhanced know-your-customer and anti-money laundering obligations. 

The bill was drafted with IMF support. 

#### E-CEDI REVIEW RUNS IN PARALLEL

The BoG is also reviewing plans for an e-cedi, the country's proposed central bank digital currency, alongside the virtual-asset service provider regulatory framework. Ghana began piloting the e-cedi in 2022.