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# Banque Saudi Fransi delivers record H1 2026 net income of SAR 2.87 billion, up 5% year on year
- URL: https://www.theglobalbanker.com/banque-saudi-fransi-record-h1-2026-net-income/
- Published: 2026-07-20T16:49:00.000Z
- Updated: 2026-10-02T10:06:31.000Z
- Description: Banque Saudi Fransi posted a record H1 2026 net income of SAR 2.868 billion, up 5% year on year.
- Author: TGB Editorial Team
- Tags: Banking News, MENA

Banque Saudi Fransi reported a record first-half net income of SAR 2.868 billion for 2026, up 5% on the same period a year earlier, according to the Riyadh-based lender's Saudi Exchange disclosure on 20 July.

Total operating income rose 4.5% and loans and advances grew 7% year on year. Second-quarter net income rose 6% year on year to SAR 1.49 billion and was 7.6% higher than in the first quarter.

#### DEPOSITS AND LOANS GROW

Customer deposits rose 12% year on year to SAR 204.6 billion. At the bank, deposit growth outpaced loan growth over the period.

Net special commission income rose 5.7% to SAR 4.56 billion, while total provisions fell 6.4% to SAR 492.6 million. Total operating expenses rose 4.7%, driven by higher staff costs.

#### EQUITY AND BACKGROUND

Shareholders' equity reached SAR 43.46 billion at 30 June, up from SAR 41.33 billion a year earlier.

The lender was founded in 1977, and total assets rose 8.6% year on year to SAR 328 billion at 30 June. 

Full second-quarter financial statements were published on the bank's investor relations website. Banque Saudi Fransi is regulated by the Saudi Central Bank, known as SAMA, and reports its consolidated results in Saudi riyals.