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# CRDB Bank Tanzania Reports TZS 173 Billion Q1 2025 Profit as ROE Climbs to 30%
- URL: https://www.theglobalbanker.com/crdb-bank-tanzania-q1-2025-profit-tzs-173-billion-roe-30-percent/
- Published: 2025-05-06T11:20:00.000Z
- Updated: 2026-10-02T13:58:45.000Z
- Description: CRDB Bank's Q1 2025 profit after tax rose 36% to TZS 173 billion, with operating income up 31% and the cost-to-income ratio improving to 41.7%.
- Author: TGB Editorial Team
- Tags: Banking News, Africa, #archive

CRDB Bank, Tanzania's largest bank by assets, recorded a profit after tax of TZS 173 billion in the first quarter of 2025, a 36% increase compared with the same period in 2024, as management presented the results at the bank's annual investor forum. 

Operating income for the quarter reached TZS 496 billion, up 31% year-on-year, driven by a 22% increase in net interest income to TZS 308 billion alongside a 47% increase in non-funded income. 

#### EFFICIENCY AND RETURNS

The cost-to-income ratio improved to 41.7% from 46.0% in the first quarter of 2024\. 

Return on equity rose to 30.0% from 27.5% in Q1 2024, while return on assets improved to 5.9% from 5.5% over the same interval. 

#### NON-FUNDED INCOME

The bank cited strong digital and alternative channel growth as a key driver of the outcome.

Management presented the detailed results to the investment community at the 2025 Investor Forum.