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# DBS Indonesia Increases Channelling Financing to Kredivo to IDR 3 Trillion for BNPL Expansion
- URL: https://www.theglobalbanker.com/dbs-indonesia-kredivo-idr-3-trillion-bnpl-expansion/
- Published: 2026-01-29T16:33:00.000Z
- Updated: 2026-10-02T14:22:39.000Z
- Description: Bank DBS Indonesia has increased its credit facility to buy-now-pay-later provider Kredivo to IDR 3 trillion, roughly $180 million, to support the fintech's expansion into tier 2 and 3 cities.
- Author: TGB Editorial Team
- Tags: Fintech, Asia-Pacific, #archive

Bank DBS Indonesia has increased its channelling financing facility to Kredivo, the Indonesian buy-now-pay-later platform, to IDR 3 trillion, equivalent to approximately $180 million. The facility supports Kredivo's stated target of reaching 20 million users, including through expansion into Indonesia's tier 2 and tier 3 cities.

The arrangement, announced as 2026 got under way, builds on a prior channelling finance partnership through which DBS Indonesia has already been providing funding to support Kredivo's lending operations. 

#### KREDIVO'S EXPANSION INTO SECONDARY CITIES

Kredivo has identified Indonesia's tier 2 and tier 3 cities as a priority growth market. 

#### CHANNELLING FINANCE

The channelling finance structure used in the DBS–Kredivo partnership is a common mechanism in Indonesian financial services, through which a licensed bank provides funding that a fintech disburses to end borrowers under its own brand and technology platform. The bank retains the credit risk and earns a return on the deployed capital, while the fintech provides the origination capability, data analytics, and customer experience layer.