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# European Investment Bank Invests €70 Million in Italian BNPL Fintech Scalapay
- URL: https://www.theglobalbanker.com/eib-invests-70-million-scalapay-bnpl-europe/
- Published: 2025-12-09T18:51:00.000Z
- Updated: 2026-10-02T14:32:52.000Z
- Description: The EIB has committed €70 million to Italian buy-now-pay-later fintech Scalapay via a Scale-Up Debt instrument to fund R&D and a broader product range.
- Author: TGB Editorial Team
- Tags: Fintech, Europe, #archive

The European Investment Bank Group announced on 9 December 2025 that it had invested €70 million in Scalapay, an Italian buy-now-pay-later fintech, through a Scale-Up Debt financing instrument. The financing is intended to support research and development and a broader product range.

Scalapay currently operates its buy-now-pay-later services across four European markets — Italy, France, Spain and Portugal — serving more than 11 million users. 

#### FUNDING DIRECTED AT PRODUCTS AND R&D

According to the EIB's announcement, the €70 million will support research and development, including enhanced fraud-detection algorithms, security features, user-experience improvements and real-time data analytics, as Scalapay broadens its product range. 

The Scale-Up Debt instrument forms part of the EIB Group's toolkit for backing growth-stage companies.