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# First Abu Dhabi Bank UAE Posts Record AED 5.13 Billion Q1 2025 Net Profit as Assets Cross AED 1.3 Trillion
- URL: https://www.theglobalbanker.com/first-abu-dhabi-bank-q1-2025-record-net-profit-aed-5-13-billion-assets-1-3-trillion/
- Published: 2025-04-29T18:07:00.000Z
- Updated: 2026-10-02T14:36:04.000Z
- Description: First Abu Dhabi Bank reported a record Q1 2025 net profit of AED 5.13 billion, up 23% year-on-year, as total assets crossed AED 1.3 trillion and ROTE reached 20.4%.
- Author: TGB Editorial Team
- Tags: Banking News, MENA, #archive

First Abu Dhabi Bank (FAB) reported a record net profit of AED 5.13 billion for the first quarter of 2025, a 23% increase year-on-year, as total assets surpassed AED 1.3 trillion for the first time in the bank's history, the institution announced. Profit before tax reached AED 6.13 billion, up 22% over the same period, with return on tangible equity at 20.4%.

Total operating income grew 11% year-on-year to AED 8.81 billion. The net interest margin was reported at 1.97%, and the cost-to-income ratio improved to 22.3%.

#### LOANS, DEPOSITS AND CAPITAL

Loans grew 4% year-to-date and customer deposits rose 7% year-to-date. 

The non-performing loan ratio improved to 3.3%. The common equity tier 1 ratio stood at 13.5%.

FAB was formed in 2017 through the merger of First Gulf Bank and National Bank of Abu Dhabi.