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# Grab Reports First Full-Year Net Profit of $200 Million as Financial Services Revenue Rises 37%
- URL: https://www.theglobalbanker.com/grab-first-full-year-net-profit-200-million-financial-services-revenue-37-percent/
- Published: 2026-02-12T05:00:00.000Z
- Updated: 2026-10-02T14:23:12.000Z
- Description: Grab posted its first full-year net profit of $200m in 2025, with FY2025 revenue of $3.37bn up 20% and financial services revenue growing 37% to $347m.
- Author: TGB Editorial Team
- Tags: Fintech, Asia-Pacific, #archive

Grab reported its first full-year net profit on 12 February 2026, posting a $200 million gain for the 2025 financial year and marking a $358 million improvement year-on-year. The Singapore-based super-app operator turned an annual profit for the first time since its founding.

Group revenue for FY2025 reached $3.37 billion, a 20 per cent increase from the prior year. Adjusted EBITDA reached $500 million, up 60 per cent year-on-year.

#### FINANCIAL SERVICES

The Financial Services segment delivered revenue of $347 million for the full year, a 37 per cent increase year-on-year. Lending was cited as the principal driver of that expansion, as Grab's net loan portfolio more than doubled year-on-year to $1.18 billion.

The combined deposits held at GXS Bank, the digital bank Grab operates in Singapore, and GXBank, its Malaysian digital banking venture, reached $1.6 billion at the end of 2025\. 

Monthly transacting users across the platform crossed 50 million, an indicator of the breadth of Grab's engagement with consumers across its operating geographies. The ability to cross-sell financial products to a large base of existing users who already interact with Grab daily for transport and food services is one of the structural advantages the company cites in its financial services growth strategy.

#### DRIVERS OF THE PROFIT

The $358 million year-on-year swing from loss to profit reflects higher Adjusted EBITDA, increased net finance income and lower share-based compensation expenses.