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# Housing Bank for Trade and Finance Jordan Grows Q1 2025 Group Net Profit to JOD 40 Million
- URL: https://www.theglobalbanker.com/housing-bank-jordan-q1-2025-group-net-profit-jod-40-million/
- Published: 2025-04-28T13:36:00.000Z
- Updated: 2026-10-02T14:36:08.000Z
- Description: Jordan's Housing Bank for Trade and Finance reported Q1 2025 group net profit of JOD 40.0 million, up 4.1% year-on-year, as net credit facilities grew 5.2% year-to-date to JOD 4.8 billion.
- Author: TGB Editorial Team
- Tags: Banking News, MENA, #archive

The Housing Bank for Trade and Finance reported first-quarter 2025 group net profit of JOD 40.0 million after provisions and taxes, a 4.1% increase on the corresponding period of 2024.

The results were published on the bank's website. 

#### CREDIT GROWTH SUPPORTS INCOME

Net credit facilities grew 5.2% from the start of the year to JOD 4.8 billion by the end of March, while customer deposits reached JOD 6.0 billion. The bank said the growth in credit facilities contributed positively to its total income, operating profit and market share.

Return on shareholders' equity rose to 11.6% in the first quarter and return on average assets to 1.7%, according to chief executive Ammar Al-Safadi. 

Total equity reached JOD 1.4 billion and the capital adequacy ratio stood at 18.3%, well above the minimum requirements of the Central Bank of Jordan and the Basel Committee. 

Al-Safadi said the performance was in line with the bank's strategic plans, and reaffirmed its commitment to introducing advanced, user-friendly and secure products and integrated banking solutions.