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# India's ESAF Small Finance Bank passes ₹50,000 crore total business mark
- URL: https://www.theglobalbanker.com/indias-esaf-small-finance-bank-passed-50-000-crore-total-business-mark/
- Published: 2026-06-12T10:06:57.000Z
- Updated: 2026-10-02T10:07:08.000Z
- Description: ESAF Small Finance Bank reported total deposits of Rs 26,197 crore and gross advances of Rs 23,832 crore as of June 11, 2026, taking combined business past Rs 50,000 crore.
- Author: TGB Editorial Team
- Tags: Banking News, Asia-Pacific

ESAF Small Finance Bank reported that its total business exceeded **Rs 50,000 crore**, with deposits of Rs 26,197 crore and gross advances of Rs 23,832 crore as of June 11, 2026, the bank said in a disclosure.

#### PARTICULARS OF THE BALANCE SHEET

The disclosed figures add up to Rs 50,029 crore as of that date. That sum followed the bank’s reported total deposits of Rs 26,197 crore and gross advances of Rs 23,832 crore, a composition that implies a loan to deposit ratio of about 91 percent based on those aggregates.

For the fourth quarter ended March 2026, ESAF reported a net profit of Rs 24 crore against a loss of Rs 183 crore a year earlier, with total income rising to Rs 1,196 crore from Rs 1,037 crore and operating profit improving to Rs 241 crore from Rs 91 crore.

Gross non-performing assets moderated to 5.41 percent of gross advances as of 31 March 2026 from 6.87 percent a year earlier, while net NPAs eased to 1.77 percent from 2.99 percent.

**Sources:** [The Hindu Business Line Banking](https://www.thehindubusinessline.com/money-and-banking/esaf-small-finance-bank-crosses-50000-crore-in-total-business/article71093049.ece)