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# MTN MoMo Surpasses $500 Billion in Annual Transaction Value as Monthly Users Reach 69.5 Million
- URL: https://www.theglobalbanker.com/mtn-momo-surpasses-500-billion-in-annual-transaction-value-as-monthly-users-reach-69-5-million/
- Published: 2026-03-16T16:42:00.000Z
- Updated: 2026-10-02T14:30:18.000Z
- Description: MTN MoMo processed $500.3bn in transaction value in 2025, up 37.6% in constant currency, as monthly active users grew 10% to 69.5 million across Africa.
- Author: TGB Editorial Team
- Tags: Fintech, Africa, #archive

MTN Group's mobile money platform, MoMo, processed $500.3 billion in total transaction value during 2025\. The figure represents a 37.6% increase in constant currency terms and a 55.7% rise on a reported basis from $321.3 billion recorded in 2024.

Monthly active users grew 10% year-on-year to reach 69.5 million across MTN's markets. The results were disclosed in MTN Group's 2025 annual results on 16 March 2026.

#### LENDING AND FINTECH REVENUE

The total value of loans facilitated through MoMo rose 80.4% to $3.5 billion during the year, driven by the MoMo Advance product and a marketplace lending channel that connects borrowers with third-party lenders operating through the platform. 

MTN's fintech revenue rose 23.2% in constant currency (30.0% reported), and the segment's EBITDA margin expanded to 42.8% from 40.7%. 

MTN reported 26.2% growth in revenue from basic MoMo services in Ghana following the abolition of the levy.

#### AMBITION 2030 STRATEGY

MTN has named fintech as one of the three platforms of its Ambition 2030 strategy, with priorities including expanding its ecosystem, accelerating monetisation, scaling advanced services through partnerships and completing the structural separation of its fintech businesses in Ghana, Uganda and Nigeria.