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# Nubank Posts Q4 2025 Net Profit of $894.8 Million, Up 50%, as Customer Base Reaches 131 Million
- URL: https://www.theglobalbanker.com/nubank-q4-2025-net-profit-894-million-up-50-percent-customers-131-million/
- Published: 2026-02-26T06:00:00.000Z
- Updated: 2026-10-02T14:23:42.000Z
- Description: Nubank reported Q4 2025 net profit of $894.8m, up 50% year-on-year, with total revenue rising 45% to $4.86bn and its combined customer base reaching 131 million across three countries.
- Author: TGB Editorial Team
- Tags: Fintech, Americas, #archive

Nubank reported net profit of $894.8 million for the fourth quarter of 2025, a 50% increase on an FX-neutral basis from $552.6 million in the same quarter a year earlier. Total revenue for the fourth quarter rose 45% year-on-year on an FX-neutral basis to $4.86 billion, the company said in its earnings release.

The combined customer base across Nubank's operations in Brazil, Mexico, and Colombia reached 131 million. 

#### LOAN PORTFOLIO GROWS 40% TO $32.7 BILLION

Nubank's total credit portfolio expanded 40% year-on-year on an FX-neutral basis to $32.7 billion. 

#### US BANK CHARTER APPROVAL

Nubank received conditional approval from the US Office of the Comptroller of the Currency for a national bank charter in January 2026, a development that the company's earnings release highlighted as opening the door to an eventual market entry into the United States.