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# Paytm Delivers Third Consecutive Profitable Quarter with PAT of Rs 225 Crore in Q3 FY2026
- URL: https://www.theglobalbanker.com/paytm-q3-fy2026-third-consecutive-profitable-quarter-pat-rs-225-crore/
- Published: 2026-01-29T14:30:00.000Z
- Updated: 2026-10-02T14:22:35.000Z
- Description: Paytm reported PAT of Rs 225 crore in Q3 FY2026, its third straight profitable quarter, on operating revenue of Rs 2,194 crore, up 20% year-on-year, as consumer UPI GMV rose 35% over nine months.
- Author: TGB Editorial Team
- Tags: Fintech, Asia-Pacific, #archive

Paytm reported profit after tax of Rs 225 crore for the third quarter of financial year 2026, the company's third consecutive quarter of profitability. Operating revenue for the quarter reached Rs 2,194 crore, a 20% increase year-on-year, the company said in its earnings release published on its investor relations page on 29 January 2026.

#### UPI GMV AND PAYMENT REVENUE

Paytm's consumer UPI gross merchandise value expanded 35% in the nine-month period ended 31 December 2025, against an industry-wide growth rate of 16% over the same period. Net payment revenue rose 25% year-on-year during the quarter, to Rs 613 crore, driven by an improved payment processing margin and an increase in merchant subscriptions.

#### MERCHANT DEVICES AND USERS

Merchant device subscriptions reached 1.44 crore at the end of the quarter, an increase of 27 lakh year-on-year. 

Monthly transacting users reached 7.6 crore during the quarter.