> ## Content Index
> Fetch the complete content index at: https://www.theglobalbanker.com/llms.txt
> Use this file to discover other available public pages before exploring further.

# Austria's Raiffeisen Bank International H1 2026 profit ex-Russia up 25% to €708 million; NII guidance raised
- URL: https://www.theglobalbanker.com/raiffeisen-bank-international-h1-2026-profit-708-million-nii-guidance-raised/
- Published: 2026-07-31T13:06:00.000Z
- Updated: 2026-10-02T00:50:12.000Z
- Description: RBI reported H1 2026 consolidated profit excluding Russia of €708 million, up 25% year on year, and raised full-year NII guidance to above €4.4 billion.
- Author: TGB Editorial Team
- Tags: Banking News, Europe

Raiffeisen Bank International reported first-half 2026 consolidated profit excluding Russia of €708 million, up 25% year on year, and raised its full-year 2026 net interest income guidance to above €4.4 billion, up from around €4.4 billion previously.

Main revenues rose 7% year on year to €3,255 million, with customer loans up 6% year to date to €107 billion, according to the disclosure published through the group's investor pages. The bank reported a consolidated return on equity of 9.5% excluding Russia, in line with its full-year guidance of around 9.5%.

#### EX-RUSSIA PERFORMANCE

Excluding Russia, net interest income rose 5.5% to €2,187 million and net fee and commission income rose 10.3% to €1,068 million, while the cost/income ratio improved by 1.6 percentage points to 52.2%.

Including Russia, RBI reported first-half consolidated profit of €1,256 million.

#### GUIDANCE RAISED

Alongside the higher NII guidance of above €4.4 billion, RBI raised its net fee and commission income guidance to around €2.2 billion from around €2.1 billion and now expects general administrative expenses of around €3.8 billion and a cost/income ratio of around 55%, all excluding Russia.

In the medium term, RBI aims for a consolidated return on equity of at least 13% excluding Russia and Polish foreign-currency loan costs. On Russia, RBI said a run-down remains its base case, while it will renew efforts to sell the business.