> ## Content Index
> Fetch the complete content index at: https://www.theglobalbanker.com/llms.txt
> Use this file to discover other available public pages before exploring further.

# SoFi Technologies Posts $858 Million Adjusted Net Revenue in Q2 2025 as Membership Surpasses 11.7 Million
- URL: https://www.theglobalbanker.com/sofi-technologies-record-858-million-revenue-q2-2025-membership-11-7-million/
- Published: 2025-07-29T10:22:00.000Z
- Updated: 2026-10-02T14:08:26.000Z
- Description: SoFi Technologies delivered its highest revenue growth in over two years, posting Q2 2025 adjusted net revenue of $858 million, up 44% year-on-year.
- Author: TGB Editorial Team
- Tags: Fintech, Americas, #archive

SoFi Technologies reported adjusted net revenue of $858 million for the second quarter of 2025, a 44% increase year-on-year and the company's strongest growth rate in over two years, according to the earnings release filed with the Securities and Exchange Commission. The result extended SoFi's streak of GAAP profitability to seven consecutive quarters, with net income reaching $97 million for the period.

Membership expanded to 11.7 million, up 34% from the same period a year earlier, as the platform added 850,000 new members during the quarter. Total products held across the platform reached 17.1 million.

#### ADJUSTED EBITDA

Adjusted EBITDA rose 81% year-on-year to $249 million. SoFi offers personal loans, home loans, investment products, credit cards and banking tools from a single application.

#### GUIDANCE AND BANK CHARTER

The 44% growth rate was SoFi's fastest in over two years, and management raised its full-year 2025 guidance in the same release. 

SoFi holds a national bank charter, obtained in 2022 through its acquisition of Golden Pacific Bancorp, which allows it to fund loans with deposits rather than relying entirely on capital markets.