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# Truist Financial Reports Q1 2025 Net Income of $1.2 Billion with NII Up 3.8% and $500 Million in Share Buybacks
- URL: https://www.theglobalbanker.com/truist-financial-q1-2025-net-income-1-2-billion-nii-3-8-percent-500-million-buybacks/
- Published: 2025-04-17T15:26:00.000Z
- Updated: 2026-10-02T13:57:01.000Z
- Description: Truist Financial posted Q1 2025 net income of $1.2bn (EPS $0.87), with NII up 3.8% year-on-year, revenues of $4.95bn, and $500m in shares repurchased.
- Author: TGB Editorial Team
- Tags: Banking News, Americas, #archive

Truist Financial reported first-quarter 2025 net income available to common shareholders of USD 1.2 billion, or $0.87 per diluted share. 

Total revenues for the quarter reached USD 4.95 billion, with taxable-equivalent net interest income rising 3.8% year-on-year — a rise Truist attributed primarily to its balance sheet repositioning in the second quarter of 2024\. The bank's liquidity coverage ratio stood at 111%, compared with the regulatory minimum of 100%.

#### NET INTEREST MARGIN

The net interest margin fell six basis points on a sequential basis to 3.01% as loan yields fell 15 basis points, partly offset by a ten-basis-point fall in the average cost of deposits. 

The CET1 ratio was 11.3% at the end of March 2025\. 

#### CAPITAL RETURNS

Truist repurchased USD 500 million of common shares during the quarter and declared a common dividend of $0.52 per share. 

Truist Financial was formed through the 2019 merger of BB&T Corporation and SunTrust Banks. Chairman and chief executive Bill Rogers said the bank's strong capital and liquidity profile left it well positioned to navigate the uncertainties of the current environment.