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# Wise Reports £591.9 Million H1 FY2025 Revenue and 57% Rise in Underlying Profit Before Tax as Customer Base Hits 11.4 Million
- URL: https://www.theglobalbanker.com/wise-h1-fy2025-revenue-591-million-profit-before-tax-57-percent-customers-11-4-million/
- Published: 2024-11-06T18:21:00.000Z
- Updated: 2026-10-02T13:35:26.000Z
- Description: Wise posted H1 FY2025 revenue of £591.9 million, up 19% year-on-year, with underlying profit before tax rising 57% to £147.1 million as active customers reached 11.4 million.
- Author: TGB Editorial Team
- Tags: Fintech, Europe, #archive

Wise has reported revenue of £591.9 million for the first half of its financial year 2025, covering the six months to 30 September 2024, up 19% on the same period a year earlier. The UK-listed cross-border payments group also posted underlying income of £662.4 million over the period, also 19% ahead year-on-year.

Underlying profit before tax reached £147.1 million for the half, a 57% increase on the prior-year figure, translating into an underlying profit before tax margin of 22%. 

#### CUSTOMER AND VOLUME GROWTH CONTINUES

Active customers reached 11.4 million in the period, representing growth of 25% year-on-year. 

Cross-border transfer volume reached £68.4 billion in the first half, up 19% year-on-year. Cross-border revenue grew 9% to £419.1 million as Wise cut its cross-border take rate by 5 basis points to 62 basis points.

Card and other revenue rose 52% year-on-year and accounted for 29% of total revenues in the period. 

#### REPORTING AND PRICING

The results cover the April to September 2024 period and were published by the company through a regulatory news service announcement. Wise has communicated to investors that it aims to reduce prices for customers over time as costs fall.