G20 finance ministers have agreed to accelerate the implementation timeline for Basel IV capital adequacy reforms, citing rising systemic risk concerns in the global banking sector. The revised framework is now expected to take full effect by January 2027, one year earlier than originally planned.The accelerated timeline reflects growing consensus among regulators that banks need stronger capital buffers to withstand potential economic shocks. Key provisions include higher risk-weight floors for certain asset classes and more stringent requirements for operational risk capital.Major banks have expressed mixed reactions, with some arguing that the compressed timeline could restrict lending capacity during a period of economic uncertainty.