Brazil’s central bank expanded the future scope of Pix Automatic and tightened exclusion rules for payment-system participants. Resolution BCB 587 permits automatic Pix debits from salary accounts from 1 July 2027. It also requires an institution definitively penalised with exclusion to leave the system immediately. The previous framework allowed a 30-day period before removal.
The resolution was issued on 18 September. It also creates a hybrid collection instrument combining a boleto barcode and a Pix QR code from 1 February 2027. Brazilian outlets including Poder360 reported the same implementation dates. The measures take effect on different dates rather than as a single package.
AUTOMATIC PAYMENTS REACH SALARY ACCOUNTS
Allowing Pix Automatic on salary accounts broadens the accounts from which recurring payments may be collected. The change takes effect on 1 July 2027. Salary accounts will still be barred from receiving other Pix transactions, except those sent by the National Treasury and refunds.
Hybrid collection applies only to Pix Cobrança with a due date, and offering it is optional for the recipient’s payment provider, which must also be the boleto issuer. Its February 2027 start precedes the salary-account expansion by five months. Providers must ensure consistent information across both payment arrangements to prevent undue or duplicate payments.
EXCLUSION AND FRAUD CONTROLS TIGHTEN
Institutions subject to a final exclusion penalty will no longer receive an additional 30 days in Pix. The rule addresses participation after the administrative process has reached a definitive outcome. The resolution also lets participants mark CPF and CNPJ holders for suspected fraud with immediate effect, while the requirement to notify marked customers takes effect on 1 February 2027.
The next milestones are the February introduction of hybrid collection and the fraud-marking notification requirement, followed by salary-account eligibility in July.
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