Brazil’s central bank expanded the future scope of Pix Automatic and tightened exclusion rules for payment-system participants. Resolution BCB 587 permits automatic Pix debits from salary accounts from 1 July 2027. It also requires an institution definitively penalised with exclusion to leave the system immediately. The previous framework allowed a 30-day period before removal.
The resolution was issued on 18 September alongside an official explanatory note. It also creates a hybrid collection instrument combining a boleto barcode and a Pix QR code from 1 February 2027. Brazilian reports by UOL and Folha described the same implementation dates and operational changes. The measures apply at different future dates rather than immediately as a single package.
AUTOMATIC PAYMENTS REACH SALARY ACCOUNTS
Allowing Pix Automatic on salary accounts broadens the accounts from which recurring payments may be collected. The change is scheduled for July 2027, giving institutions time to adjust authorisation and processing systems. Customers and providers will therefore not receive the expanded functionality before the effective date.
The hybrid instrument is intended to combine the established boleto barcode with a Pix QR code in one collection document. Its February 2027 start precedes the salary-account expansion by five months. Providers will need to preserve the distinct payment instructions and implementation timetables set by the resolution.
EXCLUSION AND FRAUD CONTROLS TIGHTEN
Institutions subject to a final exclusion penalty will no longer receive an additional 30 days in Pix. The rule addresses participation after the administrative process has reached a definitive outcome. Separate fraud-marking notification, review and cancellation requirements are also due to take effect on 1 February 2027.
The next milestones are the February introduction of the hybrid collection and fraud-control rules, followed by salary-account eligibility in July. Banks and payment institutions will need to complete system changes before each date. The central bank may issue further operational guidance as implementation approaches.