Lucky, the Egyptian consumer credit and digital payments platform, has closed a $23 million Series B round combining equity and debt, the company announced on 7 April 2026. The financing was led by Disruptech Ventures and DPI Venture Capital through the Nclude fund, and also drew strategic capital from Suez Canal Bank and investment firm OneStop. Lucky will use the funds to scale its consumer credit products and expand into new, as yet undisclosed, North African markets.
The company said it grew threefold in 2025 and reached profitability by the end of the year. Founded in 2019 as a cashback and rewards platform, Lucky now offers instant credit lines and a dedicated payment card.
NORTH AFRICA EXPANSION IN FOCUS
Alongside the investment, OneStop chairman Mohamed Farouk was appointed chairman of Lucky's board. The company has not disclosed which specific countries are on its near-term entry list.
Alongside geographic expansion, Lucky is pursuing a payment service provider licence in Egypt that would allow it to evolve into a fully fledged neo-banking platform. Lucky said recent Egyptian reforms, including digital onboarding and modernised payment infrastructure, have lowered the barriers for fintechs.
THE INVESTORS
The Nclude fund, through which DPI Venture Capital participated in the round, is a fintech fund backed by Banque Misr, the National Bank of Egypt and Banque du Caire, alongside Mastercard and e-Finance. Nclude also invested in Lucky's $25 million Series A in 2022.
"Lucky has demonstrated disciplined growth and a strong product-market fit," said Farouk.