Industrial and Commercial Bank of China, the world's largest bank by assets, reported a net profit of RMB 176 billion for the first half of 2026, up 4.54% from the same period a year earlier, and lifted its interim cash dividend payout ratio to 31%.
Operating income under IFRS climbed 9.1% year on year to CNY 446.16 billion, while operating revenue under Chinese accounting standards reached 465.86 billion yuan, also up 9.1%, according to the state-owned lender's interim disclosure released to investors and market participants.
DIVIDEND POLICY STEP-UP FOR INVESTORS
The board proposed an interim cash dividend of RMB1.511 per 10 shares (pre-tax), totalling about RMB53.85 billion, or 31% of net profit attributable to shareholders, up from RMB1.414 per 10 shares, or about RMB50.40 billion, for the first half of 2025.
The non-performing loan ratio stood at 1.29%, down 0.02 percentage points from the end of 2025, while the provision coverage ratio rose 3.98 percentage points to 217.58%.
INCOME AND IMPAIRMENTS
Net interest income rose 8.8% to RMB341.24 billion and non-interest income rose 9.9% to RMB104.93 billion, while credit impairment losses rose 22.1% to RMB127.02 billion.
ICBC published the results on 28 August 2026 and presented them at a results news conference the same day.
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