Regulations
Regulatory developments, compliance updates, and policy changes in global finance.
European Parliament Approves Major Banking Crisis Management Overhaul
The European Parliament has approved reforms to strengthen bank resolution and deposit protection, which a rapporteur called an important first step towards completing the banking union.
FCA Sets Out Payments Priorities in Single Report
The UK's Financial Conduct Authority has published its Regulatory Priorities: Payments report, setting out in one document its expectations on the Consumer Duty, financial crime, operational resilience and safeguarding.
Morocco's Bank Al-Maghrib Speeds Up NPL Secondary Market Launch
Bank Al-Maghrib is fast-tracking a secondary market for non-performing loans to boost banks' lending capacity by allowing banks to sell these assets. The reform aims to free up banks' financing capacity and revive lending.
RBI Slaps Penalties on Multiple Indian Banks for Violations
The Reserve Bank of India fined five cooperative banks and an NBFC between Rs 30,000 and Rs 1 lakh for breaching KYC norms, governance standards, and Banking Regulation Act rules, in orders dated March 11-20 and announced on March 23.
UK PRA Fines Bank of London and Parent £2M for Integrity Failures
Britain's PRA imposed a £2 million penalty on The Bank of London Group and Oplyse Holdings for misleading regulators on capital positions and failing to act with integrity from 2021 to 2024.
ECB Cuts Securitisation Assessments to Eight Working Days for Simple Deals
The ECB has launched a fast-track process for simple securitisations, slashing supervisory reviews from three months to eight working days since January. Aimed at boosting the EU market, it demands standardised structures while preserving risk oversight.
Singapore MAS Unveils AI Risk Toolkit for Financial Firms
The Monetary Authority of Singapore has published an AI Risk Management Toolkit, developed with 24 financial institutions under phase two of Project MindForge, to help firms manage risks from traditional, generative and agentic AI.
India Launches CGSMFI-2.0 to Boost Microfinance Lending
The Government of India has rolled out Credit Guarantee Scheme for Microfinance Institutions-2.0, offering up to 80% guarantee cover to encourage bank lending to MFIs. It targets support for 36 lakh small borrowers until June 2026 or ₹20,000 crore in guarantees.
EU Banks Risk Fines as DORA Deadlines Hit March 2026
With 2026 Register of Information submissions due to national supervisors by the end of March, only around 40% of entities required to file with Luxembourg's CSSF had done so by 16 March, according to EY. Firms that fail to comply face supervisory penalties set under national law.
US Federal Reserve, OCC, and FDIC Unveil Revised Basel III Endgame Capital Proposal with 1.4% CET1 Rise for Largest Banks
US banking regulators proposed a revised Basel III endgame rule that would raise the largest banks' CET1 capital requirements by 1.4%, open for a 90-day public consultation.
US Banks Face New Fraud Mandate as Nacha Rules Kick In
All banks that originate ACH payments, along with the largest corporate originators, payment processors and receiving banks, face a compliance deadline on Friday when Phase One of Nacha's new risk management rules takes effect.
SEC Declares Most Crypto Assets Fall Outside Securities Law
At the centre of the new framework is the SEC's definition of a digital commodity, which evaluates whether a digital asset derives its value from programmatic operations within a blockchain network rather than from the managerial efforts of third parties.