Axis Bank reported a profit after tax of Rs 7,117 crore for the fourth quarter of financial year 2025, accompanied by net interest income of Rs 13,811 crore, representing a 6% increase compared with the same quarter a year earlier. The results, disclosed through filings with the BSE and the bank's investor relations platform on 24 April 2025, showed net profit essentially flat year-on-year at India's third-largest private-sector lender.
The net interest margin for the quarter stood at 3.97%. The margin improved 4 basis points from the previous quarter, and NIM for the full year was 3.98%.
ASSET QUALITY AND BALANCE SHEET GROWTH
Axis Bank's gross non-performing asset ratio improved to 1.28% for the quarter. The ratio was 15 basis points lower year-on-year and 18 basis points lower quarter-on-quarter, while the net NPA ratio stood at 0.33%.
Net advances reached Rs 10.41 lakh crore at the end of the quarter, an 8% increase year-on-year, while customer deposits grew 10% over the same period.
CAPITAL RATIOS AND RETURN METRICS
Axis Bank's Common Equity Tier 1 ratio was 14.67% at the end of Q4 FY2025. Annualised return on equity for the quarter was 16.98% and return on assets 1.83% on a standalone basis (consolidated: 17.11% and 1.88%).
Full-year FY2025 results, released alongside the quarter, showed net profit up 6% to Rs 26,373 crore.