Capitec Bank South Africa Reports 30% HEPS Growth and R13.7 Billion Headline Earnings in FY2025

Capitec Bank reported headline earnings per share growth of 30% for its financial year ended February 2025, with headline earnings reaching R13.7 billion, according to audited results published on 23 April 2025.

Return on equity for the year came in at 29%.

CREDIT QUALITY IMPROVEMENT

Net interest income after impairments grew 54%, and the credit loss ratio improved to 7.5% for the year.

CLIENT BASE

Capitec's client base reached 24 million.