European Investment Bank Invests €70 Million in Italian BNPL Fintech Scalapay

The European Investment Bank Group announced on 9 December 2025 that it had invested €70 million in Scalapay, an Italian buy-now-pay-later fintech, through a Scale-Up Debt financing instrument. The financing is intended to support research and development and a broader product range.

Scalapay currently operates its buy-now-pay-later services across four European markets — Italy, France, Spain and Portugal — serving more than 11 million users.

FUNDING DIRECTED AT PRODUCTS AND R&D

According to the EIB's announcement, the €70 million will support research and development, including enhanced fraud-detection algorithms, security features, user-experience improvements and real-time data analytics, as Scalapay broadens its product range.

The Scale-Up Debt instrument forms part of the EIB Group's toolkit for backing growth-stage companies.