GoTo Financial Services Revenue Surges 55% Year-on-Year as GoPay Tops 500 Million Monthly Transactions

GoTo Group reported financial-services revenue of 1.5 trillion rupiah for the third quarter of 2025, a 55% increase compared with the equivalent period of 2024. The figures were disclosed on 29 October 2025.

GoPay, GoTo's digital payments arm, exceeded 500 million transactions in a single month for the first time in September 2025.

CONSUMER LENDING

As of 30 September 2025, consumer loans outstanding principal stood at 7.6 trillion rupiah, up 76% year-on-year.

COMPETITION

GoTo's competitors in Indonesian digital payments and fintech lending include established banks with their own digital propositions, Sea Limited's digital financial services arm Monee (formerly SeaMoney), which operates ShopeePay, and a range of fintech start-ups targeting credit-underserved segments of the population.