HDFC Bank reported a full-year net profit of INR 673.5 billion for FY2025, a 10.7% increase over the prior year, as the bank continued the integration that followed its merger with HDFC Limited. Net interest income rose 13.0% to INR 1,227 billion. The results, published in a press release on the bank's investor relations website, covered the fiscal year ending 31 March 2025.
Total assets reached INR 39.1 trillion.
ASSET QUALITY AND CAPITAL POSITION
The gross non-performing asset ratio stood at 1.33%, up from 1.24% a year earlier though down from 1.42% at the end of December 2024. The capital adequacy ratio stood at 19.6%.
The CASA ratio — the proportion of current and savings account deposits in total deposits — stood at 34.8%.
LOAN GROWTH
Gross advances grew 5.4% over the year to INR 26.4 trillion.