ICICI Bank reported a profit after tax of INR 47,227 crore for the full financial year 2025, a 15.5% increase year-on-year. Fourth-quarter PAT reached INR 12,630 crore, up 18% year-on-year.
Core operating profit grew 12.5% over the full year to INR 65,396 crore, driven by a combination of higher net interest income and growing fee revenues. Net interest income for FY2025 came in at INR 81,165 crore. The results were published in filings with regulators and on the bank's investor relations site.
LOAN AND DEPOSIT GROWTH
Domestic advances grew 13.9% year-on-year.
Total period-end deposits reached INR 16.10 trillion, up 14%.
ASSET QUALITY AND CAPITAL ADEQUACY
ICICI Bank's net non-performing asset ratio improved to 0.39% as of the end of FY2025.
The standalone capital adequacy ratio stood at 16.6%.