Coverage: Q1 2026 · Information to 6 April 2026

TGB Quarterly Country Banking Sector Report · 6 April 2026

Indian banks reported a gross NPA ratio of 2.2% and a capital ratio of 17.2% in September 2025, and non-food credit was growing at 14.3% by February 2026, while thinner interest margins, a policy rate held at 5.25% and a run of new prudential rules set the agenda for the year ahead.