KakaoBank Posts Record FY2025 Net Profit of KRW 480.3 Billion as Non-Interest Income Surpasses KRW 1 Trillion

KakaoBank reported a record full-year net profit of KRW 480.3 billion ($331 million) for fiscal year 2025 on 4 February 2026, representing a 9.1% increase year-on-year and the highest figure since the South Korean digital bank's inception. The results were published in the company's earnings release and confirmed in reporting by the Korea Times, with non-interest income surpassing the KRW 1 trillion threshold for the first time.

KakaoBank, which launched in July 2017 as one of South Korea's first two internet-only banks, has built a customer base of tens of millions of users through the Kakao messaging ecosystem.

NON-INTEREST INCOME TOPS KRW 1 TRILLION

Non-interest income for fiscal year 2025 reached KRW 1.09 trillion, a 22.4% increase year-on-year, and the first time the bank's annual non-interest income has crossed the KRW 1 trillion mark. Fee and platform revenue, which includes income from the bank's loan and investment platforms and advertising, rose 2.9% to KRW 310.5 billion.

Non-interest income growth of 22.4% compared with net profit growth of 9.1%.

Operating profit for fiscal year 2025 reached KRW 649.4 billion ($448 million), up 7% year-on-year, despite interest income declining over the period.