Loans and advances at banks listed on the Saudi Exchange's main market reached SR3.31 trillion at the end of the third quarter of 2026. That was up 6.37% from SR3.11 trillion a year earlier, according to a tally by Mubasher. The figures are drawn from the banks' third-quarter financial statements filed with the Saudi Exchange.
The total was also more than 2% higher than the SR3.245 trillion recorded at the end of the second quarter. Customer deposits rose 4.7% from a year earlier to SR3.09 trillion, leaving deposits growing more slowly than loans over the past year.
AL RAJHI BANK KEEPS THE LARGEST LOAN BOOK
Al Rajhi Bank held the largest loan book at SR774.86 billion, up 2.5% from a year earlier. Saudi National Bank followed with SR758.1 billion, an increase of 4.55%, and Riyad Bank ranked third with SR385.43 billion, up 4.58%.
Saudi Awwal Bank's loans rose 11% to SR325.2 billion, and Alinma Bank's grew about 12% to SR252.71 billion. Banque Saudi Fransi's loans increased 6.87% to SR230.4 billion.
SMALLER LENDERS POST THE FASTEST GROWTH
Bank AlJazira posted the fastest growth among the group, with loans up 14.4% to SR123.37 billion. Bank Albilad's loans climbed 11.4% to SR132.76 billion.
Arab National Bank's loans rose 9.3% to SR209.17 billion. The Saudi Investment Bank's loans rose 7.65% to SR119.04 billion.
DEPOSITS FALL FROM THE SECOND QUARTER
Deposits fell 1.67% from the second quarter, when they stood at SR3.146 trillion. Al Rajhi held SR700.28 billion, or 22.63% of customer deposits at the listed banks, up 0.9% from a year earlier. Saudi National Bank held 21.65%, or SR669.86 billion, up 4.75%.
Riyad Bank had deposits of SR329.42 billion, followed by Saudi Awwal Bank with SR325.43 billion and Alinma Bank with SR251.92 billion. Arab National Bank held SR217.53 billion and Banque Saudi Fransi SR203.23 billion. Bank Albilad held SR145.37 billion, Bank AlJazira SR129.85 billion and Saudi Investment Bank SR120.76 billion.
SYSTEM-WIDE DATA AND THE SUPERVISORY BENCHMARK
Separate system-wide data showed that by July 2026 bank credit had grown 4.0% year to date to SR3.16 trillion, while private-sector claims including securities rose 3.7% to SR3.27 trillion. Total bank deposits stood at SR3.11 trillion in July, up 8.6% year on year.
SAMA expects banks to maintain their total loans-to-deposits ratio below 90%. Al Rajhi Bank said its customer deposits exceeded SAR 700 billion in the first nine months of 2026.