Ghana

Ghana's banking system comprises 23 universal banks, alongside the state-owned Development Bank Ghana, licensed and supervised by the Bank of Ghana. Industry assets reached GH¢502.4bn (about US$44.3bn) at end-June 2026, up from GH¢384.3bn a year earlier. The largest institutions by FY2025 total assets are GCB Bank (GH¢52.6bn), Ecobank Ghana (GH¢47.3bn), Stanbic Bank Ghana (GH¢36.7bn) and Absa Bank Ghana (GH¢31.5bn). The market combines domestically controlled banks with subsidiaries of pan-African and international banking groups.