Tunisia

Tunisia's banking system comprised 22 resident and seven non-resident banks at end-2025, alongside leasing, factoring, merchant-banking and payment institutions – 47 licensed entities with combined assets of TND 196.9bn, or 116% of GDP on BCT data. Resident banks account for 94% of the total. The state retains a large footprint through public banks such as STB and BNA, while BIAT, the largest private bank, held 21.4% of the deposits of the ten principal banks in 2025 and ranked second in lending. Foreign-owned banks include Attijari Bank, a subsidiary of Morocco's Attijariwafa Bank.