Nubank Posts Q4 2025 Net Profit of $894.8 Million, Up 50%, as Customer Base Reaches 131 Million

Nubank reported net profit of $894.8 million for the fourth quarter of 2025, a 50% increase on an FX-neutral basis from $552.6 million in the same quarter a year earlier. Total revenue for the fourth quarter rose 45% year-on-year on an FX-neutral basis to $4.86 billion, the company said in its earnings release.

The combined customer base across Nubank's operations in Brazil, Mexico, and Colombia reached 131 million.

LOAN PORTFOLIO GROWS 40% TO $32.7 BILLION

Nubank's total credit portfolio expanded 40% year-on-year on an FX-neutral basis to $32.7 billion.

US BANK CHARTER APPROVAL

Nubank received conditional approval from the US Office of the Comptroller of the Currency for a national bank charter in January 2026, a development that the company's earnings release highlighted as opening the door to an eventual market entry into the United States.