State Bank of India reported a record net profit of INR 70,901 crore for the full financial year ended March 2025, an increase of 16.08% compared with the previous year and the highest annual profit in the institution's history. The results, announced on 3 May 2025, were accompanied by a fourth-quarter net profit of INR 18,643 crore, down 9.93% from a year earlier as provisions rose.
The bank's operating profit crossed INR 1 lakh crore for the first time. The board declared a dividend of INR 15.90 per share. Total advances grew 12.03% to INR 42 lakh crore.
ASSET QUALITY AND LENDING
The gross non-performing asset ratio improved to 1.82%.
Corporate credit, home loans, and agriculture financing all contributed to the expansion of the loan book during the year.
DIVIDEND AND OWNERSHIP
SBI's shareholders include the Indian government as the bank's majority owner, alongside institutional and retail investors.