The Bank of Ghana has announced plans to introduce a comprehensive regulatory framework for virtual assets, with the central bank's governor saying at the IMF and World Bank Annual Meetings that a dedicated bill was on its way to Parliament and that Ghana hoped to be regulating crypto before the end of December 2025.
The governor made the disclosure during the Annual Meetings held in Washington from 13 to 18 October 2025.
LICENSING AND AML OBLIGATIONS FOR SERVICE PROVIDERS
Under the planned law, virtual-asset service providers operating in Ghana will face new licensing requirements alongside enhanced know-your-customer and anti-money laundering obligations.
The bill was drafted with IMF support.
E-CEDI REVIEW RUNS IN PARALLEL
The BoG is also reviewing plans for an e-cedi, the country's proposed central bank digital currency, alongside the virtual-asset service provider regulatory framework. Ghana began piloting the e-cedi in 2022.
Bank news that matters, every weekday.
Follow The Global Banker on LinkedIn