Regional Banking Monitor
TGB Regional Banking Monitor: Sub-Saharan Africa — Q3 2026
South Africa's central bank raised its policy rate to 7.25% on 23 September 2026, citing a large, negative and persistent global supply shock and after raising its Brent crude oil assumptions. Nigeria reset its rate at 23% from 26.5%, while Ghana, Kenya and the BCEAO held. NPL ratios fell in Kenya a
TGB Regional Banking Monitor: Americas — Q3 2026
The Federal Reserve raised its target range by a quarter point on 16 September 2026, while the Bank of Canada and Banco de México held at 2.25% and 6.50%. US bank net income reached $90.1 billion; Brazilian household delinquency was 5.6%.
TGB Regional Banking Monitor: Asia-Pacific — Q3 2026
Policy rates rose in Australia, Japan, South Korea and India between 16 July and 7 October 2026, while Bank Indonesia held at 5.75%. Indian bank credit grew 18.1% year on year, and Hong Kong retail bank pre-tax operating profit rose 20.4% in the first half of 2026.
TGB Regional Banking Monitor: Europe — Q3 2026
The ECB raised its deposit facility rate to 2.50% from 16 September 2026 as euro area inflation reached 3.8% in the September flash estimate, while Norges Bank also tightened and the Bank of England held Bank Rate at 3.75% in a 6-3 vote.
TGB Regional Banking Monitor: MENA — Q3 2026
Three Gulf central banks matched the Fed's September rise with 25 bp increases, Egypt and Morocco held, and Brent averaged $114 a barrel in September after pipeline attacks. Half-year bank results diverged.
TGB Regional Banking Monitor: Sub-Saharan Africa — Q2 2026
South Africa raised its policy rate to 7% and Tanzania to 6.25%, while Nigeria, Kenya, Ghana and Uganda held. Bank asset quality kept improving: Ghana's NPL ratio fell to 18.0% in April 2026 and Kenya's to 15.3% in May.
TGB Regional Banking Monitor: Americas — Q2 2026
Brazil cut the Selic to 14.25% while the Fed, the Bank of Canada and Banxico held; US bank return on assets reached 1.26%, Brazilian loans 90 days past due rose to 4.7% and Canada's supervisor cut its stability buffer to 3.0%.
TGB Regional Banking Monitor: Asia-Pacific — Q2 2026
Bank Indonesia added 100bp in three moves to 5.75%, the Bank of Japan reached around 1.0% and the RBA 4.35%, while India and Korea held and China's loan prime rates were unchanged. Indian banks' GNPA ratio fell to 1.8% and Korean bank delinquency rose to 0.61%.
TGB Regional Banking Monitor: Europe — Q2 2026
Euro area significant institutions earned a 10.02% return on equity with a 15.99% CET1 ratio in early 2026, as the ECB raised rates by 25bp, major UK banks posted a 15.3% RoTE and UniCredit's Commerzbank position reached 47.59%.
TGB Regional Banking Monitor: MENA — Q2 2026
Middle East crude shut-ins peaked at 11.2 million b/d in May before the 18 June US–Iran memorandum; Al Rajhi and Emirates NBD grew first-quarter profits, Egypt kept its deposit rate at 19.00% and Morocco held at 2.25%.
TGB Regional Banking Monitor: MENA — Q1 2026
Gulf producers shut in an estimated 7.5 million b/d of crude in March, with Hormuz effectively closed to shipping. Qatar, Kuwait and Bahrain eased reserve, liquidity or capital rules, Qatar and Bahrain allowed loan deferrals, and Egypt held its key rates.
TGB Regional Banking Monitor: Europe — Q1 2026
Euro area banks entered the energy shock with a 16.18% CET1 ratio and NPLs at 2.18%, while the ECB, Bank of England, SNB, Riksbank and Czech central bank all held rates in March 2026 and Norges Bank signalled a rise.