Fintech
Innovation in financial technology — digital payments, neobanks, blockchain, and more.
Mercury Discloses $650 Million Annualised Revenue and $248 Billion Transaction Volume as It Applies for National Bank Charter
Mercury's 2025 annual letter revealed $650m in annualised revenue by September 2025 and $248bn in transaction volume, up 59%, alongside a national bank charter application.
Nigeria's CBN Rolls Out Fintech Blueprint to Fix Implementation Gaps
The Central Bank of Nigeria (CBN) has published a consultative policy report, Shaping the Future of Fintech in Nigeria: Innovation, Inclusion and Integrity.
SoFi Technologies Posts Record $1 Billion Quarter in Q4 2025 as Membership Reaches 13.7 Million
SoFi Technologies reported adjusted net revenue of $1.013 billion in Q4 2025, its first-ever billion-dollar quarter, as full-year membership grew 35% to 13.7 million.
DBS Indonesia Increases Channelling Financing to Kredivo to IDR 3 Trillion for BNPL Expansion
Bank DBS Indonesia has increased its credit facility to buy-now-pay-later provider Kredivo to IDR 3 trillion, roughly $180 million, to support the fintech's expansion into tier 2 and 3 cities.
Paytm Delivers Third Consecutive Profitable Quarter with PAT of Rs 225 Crore in Q3 FY2026
Paytm reported PAT of Rs 225 crore in Q3 FY2026, its third straight profitable quarter, on operating revenue of Rs 2,194 crore, up 20% year-on-year, as consumer UPI GMV rose 35% over nine months.
LendingClub Posts FY2025 Net Revenue of $999 Million as Originations Climb 33% to $9.6 Billion
LendingClub reported FY2025 net revenue of $999 million, up 27%, as loan originations rose 33% to $9.6 billion and net income more than doubled to $136 million.
Revolut launches full banking operations in Mexico
Revolut Bank S.A., the first independent digital bank to obtain a Mexican banking licence by direct application, opened to customers on 27 January 2026 with more than $100 million in capital.
CBN upgrades OPay, Moniepoint, Kuda, PalmPay and Paga to national operating licences
The Central Bank of Nigeria has moved five fintech-led lenders from regional or state licences to national operating licences.
PhonePe Files Updated DRHP With SEBI for $1.3 Billion IPO at $15 Billion Valuation in India
PhonePe has filed an updated DRHP with SEBI for an OFS-only IPO targeting approximately $1.3 billion, valuing the payments fintech at around $15 billion.
Chipper Cash Achieves First Positive Free Cash Flow Quarter in Q4 2025 After Years of Restructuring
Chipper Cash generated positive free cash flow in Q4 2025 for the first time in its history, which CEO Ham Serunjogi credited to restructuring decisions taken after years of naira-driven pressure.
Ant International Reports Over 2 Billion Cross-Border Transactions in 2025 as Alipay+ Reaches 1.8 Billion Accounts
Ant International processed over 2 billion cross-border transactions in 2025 and its Alipay+ network now connects 1.8 billion user accounts to merchants in more than 100 markets.
Dutch Neobank bunq Refiles for US Banking Licence With the OCC
Dutch neobank bunq has refiled for a US de novo banking licence with the OCC, bringing more than 20 million users to its second attempt at the American market.