FY2025 Performance Recognitions

Most Profitable Banks

Recognised for return on equity. Based on banks' 2025 performance (FY2025 audited results). Determined from the TGB Bank Rankings dataset.

FY2025Financial year

182Banks assessed

6Recognitions

5Regions

Most Profitable Bank in the World · FY2025Nu Holdings (Nubank)Brazil · ROE 25.4%

Banks with at least US$50 billion of assets ranked by return on equity: net profit attributable to shareholders divided by shareholders' equity, FY2025.

Regional recognitions

AmericasNu Holdings (Nubank)Brazil · ROE 25.4%

EuropeT.C. Ziraat BankasıTürkiye · ROE 25.0%

Asia-PacificBank Central AsiaIndonesia · ROE 20.4%

Middle East & North AfricaAbu Dhabi Islamic BankUAE · ROE 21.7%

Sub-Saharan AfricaFirstRandSouth Africa · ROE 18.3%

Global top 25

The 25 highest-ranked banks worldwide by return on equity.

#	Bank	Country	ROE	Total assets (US$bn)	Source
1	Nu Holdings (Nubank)	Brazil	25.4%	74.9	Source
2	T.C. Ziraat Bankası	Türkiye	25.0%	216.7	Source
3	Banorte	Mexico	23.6%	144.5	Source
4	VakıfBank	Türkiye	23.5%	127.9	Source
5	Itaú Unibanco	Brazil	21.9%	559.9	Source
6	BTG Pactual	Brazil	21.8%	147.8	Source
7	Abu Dhabi Islamic Bank	UAE	21.7%	76.5	Source
8	Bank Central Asia	Indonesia	20.4%	95.0	Source
9	OTP Bank	Hungary	20.3%	138.3	Source
10	Bank Mandiri	Indonesia	19.2%	169.4	Source
11	Akbank	Türkiye	18.5%	82.9	Source
12	Yapı Kredi	Türkiye	18.4%	82.0	Source
13	BBVA	Spain	18.3%	1,009.8	Source
14	FirstRand	South Africa	18.3%	146.2	Source
15	PKO Bank Polski	Poland	18.3%	162.3	Source
16	Credicorp	Peru	18.1%	79.5	Source
17	Banco de Chile	Chile	17.7%	60.1	Source
18	Standard Bank Group	South Africa	17.5%	218.3	Source
19	Bank Rakyat Indonesia	Indonesia	17.5%	127.8	Source
20	Mashreq	UAE	17.4%	91.1	Source
21	Al Rajhi Bank	Saudi Arabia	17.4%	278.2	Source
22	Bankinter	Spain	17.0%	153.9	Source
23	Emirates NBD	UAE	16.6%	317.1	Source
24	UniCredit	Italy	16.1%	1,022.3	Source
25	Toronto-Dominion Bank	Canada	16.1%	1,498.1	Source

Americas: top 5

#	Bank	Country	ROE	Total assets (US$bn)	Source
1	Nu Holdings (Nubank)	Brazil	25.4%	74.9	Source
2	Banorte	Mexico	23.6%	144.5	Source
3	Itaú Unibanco	Brazil	21.9%	559.9	Source
4	BTG Pactual	Brazil	21.8%	147.8	Source
5	Credicorp	Peru	18.1%	79.5	Source

Europe: top 5

#	Bank	Country	ROE	Total assets (US$bn)	Source
1	T.C. Ziraat Bankası	Türkiye	25.0%	216.7	Source
2	VakıfBank	Türkiye	23.5%	127.9	Source
3	OTP Bank	Hungary	20.3%	138.3	Source
4	Akbank	Türkiye	18.5%	82.9	Source
5	Yapı Kredi	Türkiye	18.4%	82.0	Source

Asia-Pacific: top 5

#	Bank	Country	ROE	Total assets (US$bn)	Source
1	Bank Central Asia	Indonesia	20.4%	95.0	Source
2	Bank Mandiri	Indonesia	19.2%	169.4	Source
3	Bank Rakyat Indonesia	Indonesia	17.5%	127.8	Source
4	DBS Group	Singapore	15.9%	699.0	Source
5	CTBC Financial Holding	Taiwan	15.6%	298.7	Source

Middle East & North Africa: top 5

#	Bank	Country	ROE	Total assets (US$bn)	Source
1	Abu Dhabi Islamic Bank	UAE	21.7%	76.5	Source
2	Mashreq	UAE	17.4%	91.1	Source
3	Al Rajhi Bank	Saudi Arabia	17.4%	278.2	Source
4	Emirates NBD	UAE	16.6%	317.1	Source
5	Attijariwafa Bank	Morocco	15.3%	87.3	Source

Sub-Saharan Africa: top 5

#	Bank	Country	ROE	Total assets (US$bn)	Source
1	FirstRand	South Africa	18.3%	146.2	Source
2	Standard Bank Group	South Africa	17.5%	218.3	Source
3	Absa Group	South Africa	12.7%	135.0	Source
4	Investec	South Africa	11.9%	84.5	Source
5	Nedbank Group	South Africa	7.3%	94.0	Source

How the FY2025 recognitions are determined

The FY2025 Performance Recognitions are based on banks' 2025 performance (FY2025 audited results). They are determined entirely from banks' published full-year financial statements, and no bank can influence the outcome.

The data are those of the TGB Bank Rankings: 201 consolidated banking groups, each checked against its own annual report or regulatory filing, converted to US dollars at the exchange rate on the bank's financial year-end. Subsidiaries of ranked groups are not assessed separately. Full definitions are in the rankings methodology.

Most Profitable Banks ranks banks with total assets of at least US$50 billion by return on equity: net profit attributable to shareholders of the parent (before AT1 coupons) divided by year-end shareholders' equity.

TGB Awards 2027

Alongside the data-based awards, TGB runs submission-based programmes in areas such as digital transformation, transaction banking and sustainable finance, judged by an independent panel of industry experts and celebrated at the Awards Ceremony.

View award programmes