FY2025 Performance Recognitions

Best-Capitalised Banks

Recognised for equity to total assets. Based on FY2025 financial results published in the 2026 TGB Bank Rankings.

FY2025Financial year

182Banks assessed

6Recognitions

5Regions

Best-Capitalised Bank in the World · FY2025Kotak Mahindra BankIndia · equity/assets 18.1%

Banks with at least US$50 billion of assets ranked by shareholders' equity as a share of total assets, a simple and comparable measure of loss-absorbing capacity, FY2025.

Regional recognitions

AmericasCapital OneUnited States · equity/assets 17.0%

EuropeOTP BankHungary · equity/assets 12.3%

Asia-PacificKotak Mahindra BankIndia · equity/assets 18.1%

Middle East & North AfricaArab National BankSaudi Arabia · equity/assets 17.6%

Sub-Saharan AfricaInvestecSouth Africa · equity/assets 9.5%

Global top 25

The 25 highest-ranked banks worldwide by equity to total assets.

#	Bank	Country	Equity / assets	Total assets (US$bn)	Source
1	Kotak Mahindra Bank	India	18.1%	107.3	Source
2	Bank Central Asia	Indonesia	17.7%	95.0	Source
3	Arab National Bank	Saudi Arabia	17.6%	75.0	Source
4	Saudi Awwal Bank (SAB)	Saudi Arabia	17.5%	121.2	Source
5	Capital One	United States	17.0%	669.0	Source
6	Saudi National Bank	Saudi Arabia	16.8%	322.7	Source
7	Banque Saudi Fransi	Saudi Arabia	16.4%	82.4	Source
8	Arab Bank	Jordan	16.0%	78.2	Source
9	Alinma Bank	Saudi Arabia	15.5%	83.0	Source
10	Qatar Islamic Bank	Qatar	15.2%	60.7	Source
11	Bank Rakyat Indonesia	Indonesia	15.2%	127.8	Source
12	Nu Holdings (Nubank)	Brazil	15.1%	74.9	Source
13	Kuwait Finance House	Kuwait	14.9%	139.2	Source
14	Riyad Bank	Saudi Arabia	14.5%	138.5	Source
15	Credicorp	Peru	14.4%	79.5	Source
16	Commercial Bank (Qatar)	Qatar	14.0%	53.0	Source
17	Al Rajhi Bank	Saudi Arabia	13.7%	278.2	Source
18	M&T Bank	United States	13.7%	213.5	Source
19	Kasikornbank	Thailand	12.7%	144.9	Source
20	Bangkok Bank	Thailand	12.5%	146.5	Source
21	ICICI Bank	India	12.5%	311.8	Source
22	Emirates NBD	UAE	12.4%	317.1	Source
23	Banco de Chile	Chile	12.4%	60.1	Source
24	OTP Bank	Hungary	12.3%	138.3	Source
25	Dubai Islamic Bank	UAE	12.0%	113.3	Source

Americas: top 5

#	Bank	Country	Equity / assets	Total assets (US$bn)	Source
1	Capital One	United States	17.0%	669.0	Source
2	Nu Holdings (Nubank)	Brazil	15.1%	74.9	Source
3	Credicorp	Peru	14.4%	79.5	Source
4	M&T Bank	United States	13.7%	213.5	Source
5	Banco de Chile	Chile	12.4%	60.1	Source

Europe: top 5

#	Bank	Country	Equity / assets	Total assets (US$bn)	Source
1	OTP Bank	Hungary	12.3%	138.3	Source
2	Mediobanca	Italy	10.8%	122.5	Source
3	PKO Bank Polski	Poland	10.0%	162.3	Source
4	Raiffeisen Bank International	Austria	10.0%	247.0	Source
5	AIB Group	Ireland	9.9%	174.0	Source

Asia-Pacific: top 5

#	Bank	Country	Equity / assets	Total assets (US$bn)	Source
1	Kotak Mahindra Bank	India	18.1%	107.3	Source
2	Bank Central Asia	Indonesia	17.7%	95.0	Source
3	Bank Rakyat Indonesia	Indonesia	15.2%	127.8	Source
4	Kasikornbank	Thailand	12.7%	144.9	Source
5	Bangkok Bank	Thailand	12.5%	146.5	Source

Middle East & North Africa: top 5

#	Bank	Country	Equity / assets	Total assets (US$bn)	Source
1	Arab National Bank	Saudi Arabia	17.6%	75.0	Source
2	Saudi Awwal Bank (SAB)	Saudi Arabia	17.5%	121.2	Source
3	Saudi National Bank	Saudi Arabia	16.8%	322.7	Source
4	Banque Saudi Fransi	Saudi Arabia	16.4%	82.4	Source
5	Arab Bank	Jordan	16.0%	78.2	Source

Sub-Saharan Africa: top 5

#	Bank	Country	Equity / assets	Total assets (US$bn)	Source
1	Investec	South Africa	9.5%	84.5	Source
2	FirstRand	South Africa	9.2%	146.2	Source
3	Absa Group	South Africa	8.1%	135.0	Source
4	Nedbank Group	South Africa	8.1%	94.0	Source
5	Standard Bank Group	South Africa	8.1%	218.3	Source

How the FY2025 recognitions are determined

The FY2025 Performance Recognitions are based on FY2025 financial results published in the 2026 TGB Bank Rankings. They are determined entirely from banks' published full-year financial statements: there is no entry process and no fee, and no bank can influence the outcome.

The data are those of the TGB Bank Rankings (2026 edition): 201 consolidated banking groups, each checked against its own annual report or regulatory filing, converted to US dollars at the exchange rate on the bank's financial year-end. Subsidiaries of ranked groups are not assessed separately. Full definitions are in the rankings methodology.

Best-Capitalised Banks ranks banks with total assets of at least US$50 billion by shareholders' equity as a percentage of total assets. It is a simple, comparable measure of loss-absorbing capital and is not a credit rating.

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