FY2025 Performance Recognitions

Best-Capitalised Banks

Recognised for equity to total assets. Based on banks' 2025 performance (FY2025 audited results). Determined from the TGB Bank Rankings dataset.

FY2025Financial year

182Banks assessed

6Recognitions

5Regions

Best-Capitalised Bank in the World · FY2025Kotak Mahindra BankIndia · equity/assets 18.1%

Banks with at least US$50 billion of assets ranked by shareholders' equity as a share of total assets, a simple and comparable measure of loss-absorbing capacity, FY2025.

Regional recognitions

AmericasCapital OneUnited States · equity/assets 17.0%

EuropeOTP BankHungary · equity/assets 12.3%

Asia-PacificKotak Mahindra BankIndia · equity/assets 18.1%

Middle East & North AfricaArab National BankSaudi Arabia · equity/assets 17.6%

Sub-Saharan AfricaInvestecSouth Africa · equity/assets 9.5%

Global top 25

The 25 highest-ranked banks worldwide by equity to total assets.

#	Bank	Country	Equity / assets	Total assets (US$bn)	Source
1	Kotak Mahindra Bank	India	18.1%	107.3	Source
2	Bank Central Asia	Indonesia	17.7%	95.0	Source
3	Arab National Bank	Saudi Arabia	17.6%	75.0	Source
4	Saudi Awwal Bank (SAB)	Saudi Arabia	17.5%	121.2	Source
5	Capital One	United States	17.0%	669.0	Source
6	Saudi National Bank	Saudi Arabia	16.8%	322.7	Source
7	Banque Saudi Fransi	Saudi Arabia	16.4%	82.4	Source
8	Arab Bank	Jordan	16.0%	78.2	Source
9	Alinma Bank	Saudi Arabia	15.5%	83.0	Source
10	Qatar Islamic Bank	Qatar	15.2%	60.7	Source
11	Bank Rakyat Indonesia	Indonesia	15.2%	127.8	Source
12	Nu Holdings (Nubank)	Brazil	15.1%	74.9	Source
13	Kuwait Finance House	Kuwait	14.9%	139.2	Source
14	Riyad Bank	Saudi Arabia	14.5%	138.5	Source
15	Credicorp	Peru	14.4%	79.5	Source
16	Commercial Bank (Qatar)	Qatar	14.0%	53.0	Source
17	Al Rajhi Bank	Saudi Arabia	13.7%	278.2	Source
18	M&T Bank	United States	13.7%	213.5	Source
19	Kasikornbank	Thailand	12.7%	144.9	Source
20	Bangkok Bank	Thailand	12.5%	146.5	Source
21	ICICI Bank	India	12.5%	311.8	Source
22	Emirates NBD	UAE	12.4%	317.1	Source
23	Banco de Chile	Chile	12.4%	60.1	Source
24	OTP Bank	Hungary	12.3%	138.3	Source
25	Dubai Islamic Bank	UAE	12.0%	113.3	Source

Americas: top 5

#	Bank	Country	Equity / assets	Total assets (US$bn)	Source
1	Capital One	United States	17.0%	669.0	Source
2	Nu Holdings (Nubank)	Brazil	15.1%	74.9	Source
3	Credicorp	Peru	14.4%	79.5	Source
4	M&T Bank	United States	13.7%	213.5	Source
5	Banco de Chile	Chile	12.4%	60.1	Source

Europe: top 5

#	Bank	Country	Equity / assets	Total assets (US$bn)	Source
1	OTP Bank	Hungary	12.3%	138.3	Source
2	Mediobanca	Italy	10.8%	122.5	Source
3	PKO Bank Polski	Poland	10.0%	162.3	Source
4	Raiffeisen Bank International	Austria	10.0%	247.0	Source
5	AIB Group	Ireland	9.9%	174.0	Source

Asia-Pacific: top 5

#	Bank	Country	Equity / assets	Total assets (US$bn)	Source
1	Kotak Mahindra Bank	India	18.1%	107.3	Source
2	Bank Central Asia	Indonesia	17.7%	95.0	Source
3	Bank Rakyat Indonesia	Indonesia	15.2%	127.8	Source
4	Kasikornbank	Thailand	12.7%	144.9	Source
5	Bangkok Bank	Thailand	12.5%	146.5	Source

Middle East & North Africa: top 5

#	Bank	Country	Equity / assets	Total assets (US$bn)	Source
1	Arab National Bank	Saudi Arabia	17.6%	75.0	Source
2	Saudi Awwal Bank (SAB)	Saudi Arabia	17.5%	121.2	Source
3	Saudi National Bank	Saudi Arabia	16.8%	322.7	Source
4	Banque Saudi Fransi	Saudi Arabia	16.4%	82.4	Source
5	Arab Bank	Jordan	16.0%	78.2	Source

Sub-Saharan Africa: top 5

#	Bank	Country	Equity / assets	Total assets (US$bn)	Source
1	Investec	South Africa	9.5%	84.5	Source
2	FirstRand	South Africa	9.2%	146.2	Source
3	Absa Group	South Africa	8.1%	135.0	Source
4	Nedbank Group	South Africa	8.1%	94.0	Source
5	Standard Bank Group	South Africa	8.1%	218.3	Source

How the FY2025 recognitions are determined

The FY2025 Performance Recognitions are based on banks' 2025 performance (FY2025 audited results). They are determined entirely from banks' published full-year financial statements, and no bank can influence the outcome.

The data are those of the TGB Bank Rankings: 201 consolidated banking groups, each checked against its own annual report or regulatory filing, converted to US dollars at the exchange rate on the bank's financial year-end. Subsidiaries of ranked groups are not assessed separately. Full definitions are in the rankings methodology.

Best-Capitalised Banks ranks banks with total assets of at least US$50 billion by shareholders' equity as a percentage of total assets. It is a simple, comparable measure of loss-absorbing capital and is not a credit rating.

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