Largest banks in Europe
The largest banking groups in Europe, including the UK, Switzerland, the Nordic countries, Central and Eastern Europe and Türkiye, ranked by total assets, with capital and profitability for every bank.
BNP Paribas leads the region with US$3.28tn and is ranked seventh in the world.
Of the region's banks, 33 are in The Global Banker's Global Top 100.
The table also shows equity, return on assets and return on equity, so size can be read alongside capital and profitability.
Largest banks in Europe 2026
Ranked by total assets, US$ billions
| Source | |||||||||
|---|---|---|---|---|---|---|---|---|---|
| 1 | BNP ParibasFrance · ROE 9.7% | 7 | 3,281.8 | 147.5 | 4.5% | 0.44% | 9.7% | Dec 2025 | Company report |
| 2 | HSBC HoldingsUnited Kingdom · ROE 11.2% | 8 | 3,233.0 | 198.2 | 6.1% | 0.69% | 11.2% | Dec 2025 | Company report |
| 3 | Crédit Agricole GroupFrance · ROE 5.9% | 9 | 3,151.3 | 174.1 | 5.5% | 0.33% | 5.9% | Dec 2025 | Company report |
| 4 | Banco SantanderSpain · ROE 13.7% | 14 | 2,194.3 | 121.2 | 5.5% | 0.76% | 13.7% | Dec 2025 | Company report |
| 5 | BarclaysUnited Kingdom · ROE 9.2% | 16 | 2,077.1 | 104.6 | 5.0% | 0.46% | 9.2% | Dec 2025 | Company report |
| 6 | Groupe BPCEFrance · ROE 4.5% | 18 | 1,933.7 | 104.9 | 5.4% | 0.25% | 4.5% | Dec 2025 | Company report |
| 7 | Société GénéraleFrance · ROE 8.6% | 21 | 1,817.3 | 82.4 | 4.5% | 0.39% | 8.6% | Dec 2025 | Company report |
| 8 | Deutsche BankGermany · ROE 8.8% | 23 | 1,686.2 | 92.4 | 5.5% | 0.48% | 8.8% | Dec 2025 | Company report |
| 9 | UBS GroupSwitzerland · ROE 8.6% | 25 | 1,617.4 | 90.2 | 5.6% | 0.48% | 8.6% | Dec 2025 | SEC filing |
| 10 | Crédit Mutuel GroupFrance · ROE 5.6% | 32 | 1,403.2 | 99.1 | 7.1% | 0.40% | 5.6% | Dec 2025 | Company report |
| 11 | Lloyds Banking GroupUnited Kingdom · ROE 9.8% | 33 | 1,269.9 | 64.1 | 5.0% | 0.49% | 9.8% | Dec 2025 | Stock-exchange filing |
| 12 | ING GroupNetherlands · ROE 12.7% | 34 | 1,238.9 | 58.4 | 4.7% | 0.60% | 12.7% | Dec 2025 | Company report |
| 13 | Intesa SanpaoloItaly · ROE 14.3% | 35 | 1,127.9 | 76.6 | 6.8% | 0.97% | 14.3% | Dec 2025 | Company report |
| 14 | UniCreditItaly · ROE 16.1% | 39 | 1,022.5 | 79.6 | 7.8% | 1.25% | 16.1% | Dec 2025 | Company report |
| 15 | BBVASpain · ROE 18.3% | 41 | 1,010.0 | 67.4 | 6.7% | 1.22% | 18.3% | Dec 2025 | Company report |
| 16 | NatWest GroupUnited Kingdom · ROE 13.7% | 42 | 961.1 | 57.3 | 6.0% | 0.82% | 13.7% | Dec 2025 | Company report |
| 17 | Standard CharteredUnited Kingdom · ROE 9.4% | 43 | 920.0 | 54.1 | 5.9% | 0.55% | 9.4% | Dec 2025 | Company report |
| 18 | La Banque PostaleFrance · ROE 6.8% | 47 | 852.4 | 26.8 | 3.1% | 0.21% | 6.8% | Dec 2025 | Company report |
| 19 | CaixaBankSpain · ROE 15.3% | 50 | 780.2 | 45.2 | 5.8% | 0.89% | 15.3% | Dec 2025 | Company report |
| 20 | DZ BANK GroupGermany · ROE 8.0% | 51 | 777.2 | 38.7 | 5.0% | 0.40% | 8.0% | Dec 2025 | Company report |
| 21 | NordeaFinland · ROE 14.9% | 52 | 768.9 | 38.1 | 5.0% | 0.74% | 14.9% | Dec 2025 | Company report |
| 22 | RabobankNetherlands · ROE 8.9% | 53 | 750.7 | 65.6 | 8.7% | 0.78% | 8.9% | Dec 2025 | Company report |
| 23 | CommerzbankGermany · ROE 7.8% | 59 | 693.4 | 39.3 | 5.7% | 0.44% | 7.8% | Dec 2025 | Company report |
| 24 | Danske BankDenmark · ROE 12.7% | 63 | 590.9 | 28.5 | 4.8% | 0.61% | 12.7% | Dec 2025 | Company report |
| 25 | Nationwide Building SocietyUnited Kingdom · ROE 5.0% | 75 | 504.2 | 27.8 | 5.5% | 0.28% | 5.0% | Mar 2026 | Company report |
| 26 | ABN AMRONetherlands · ROE 8.3% | 77 | 485.5 | 31.8 | 6.5% | 0.55% | 8.3% | Dec 2025 | Company report |
| 27 | KBC GroupBelgium · ROE 12.8% | 82 | 466.9 | 32.8 | 7.0% | 0.90% | 12.8% | Dec 2025 | Company report |
| 28 | Erste GroupAustria · ROE 13.3% | 85 | 433.1 | 30.9 | 7.1% | 0.95% | 13.3% | Dec 2025 | Stock-exchange filing |
| 29 | LBBWGermany · ROE 5.4% | 91 | 408.1 | 20.3 | 5.0% | 0.27% | 5.4% | Dec 2025 | Company report |
| 30 | Raiffeisen SwitzerlandSwitzerland · ROE 4.4% | 92 | 407.1 | 31.4 | 7.7% | 0.34% | 4.4% | Dec 2025 | Company report |
| 31 | SEBSweden · ROE 13.5% | 94 | 398.9 | 25.0 | 6.3% | 0.85% | 13.5% | Dec 2025 | Company report |
| 32 | HandelsbankenSweden · ROE 11.9% | 99 | 368.2 | 21.7 | 5.9% | 0.70% | 11.9% | Dec 2025 | Company report |
| 33 | DNB BankNorway · ROE 14.8% | 100 | 366.6 | 29.3 | 8.0% | 1.18% | 14.8% | Dec 2025 | Company report |
| 34 | SwedbankSweden · ROE 14.5% | 104 | 332.9 | 24.5 | 7.4% | 1.07% | 14.5% | Dec 2025 | Company report |
| 35 | BayernLBGermany · ROE 6.4% | 106 | 325.2 | 18.9 | 5.8% | 0.37% | 6.4% | Dec 2025 | Company report |
| 36 | NykreditDenmark · ROE 10.4% | 109 | 315.8 | 18.5 | 5.8% | 0.61% | 10.4% | Dec 2025 | Company report |
| 37 | Banco SabadellSpain · ROE 12.6% | 113 | 288.3 | 16.5 | 5.7% | 0.72% | 12.6% | Dec 2025 | Stock-exchange filing |
| 38 | Banca Monte dei Paschi di SienaItaly · ROE 9.7% | 114 | 283.9 | 32.9 | 11.6% | 1.12% | 9.7% | Dec 2025 | Company report |
| 39 | Zürcher KantonalbankSwitzerland · ROE 7.9% | 118 | 259.9 | 19.8 | 7.6% | 0.60% | 7.9% | Dec 2025 | Company report |
| 40 | Raiffeisen Bank InternationalAustria · ROE 6.5% | 120 | 247.1 | 24.8 | 10.0% | 0.65% | 6.5% | Dec 2025 | Company report |
| 41 | Banco BPMItaly · ROE 13.4% | 121 | 241.9 | 18.2 | 7.5% | 1.01% | 13.4% | Dec 2025 | Company report |
| 42 | BPER BancaItaly · ROE 11.0% | 122 | 240.5 | 19.5 | 8.1% | 0.89% | 11.0% | Dec 2025 | Company report |
| 43 | Landesbank Hessen-ThüringenGermany · ROE 4.6% | 124 | 237.2 | 13.2 | 5.6% | 0.25% | 4.6% | Dec 2025 | Company report |
| 44 | BelfiusBelgium · ROE 8.9% | 129 | 226.6 | 15.3 | 6.7% | 0.60% | 8.9% | Dec 2025 | Company report |
| 45 | T.C. Ziraat Bankası*Türkiye · ROE 25.0% | 135 | 217.2 | 16.8 | 7.7% | 1.93% | 25.0% | Dec 2025 | Company report |
| 46 | Gruppo Bancario Cooperativo BCC IccreaItaly · ROE 10.9% | 146 | 197.0 | 20.7 | 10.5% | 1.15% | 10.9% | Dec 2025 | Company report |
| 47 | OP Financial GroupFinland · ROE 9.1% | 149 | 193.7 | 23.0 | 11.9% | 1.09% | 9.1% | Dec 2025 | Company report |
| 48 | Bank of IrelandIreland · ROE 9.3% | 150 | 193.6 | 15.2 | 7.8% | 0.73% | 9.3% | Dec 2025 | Company report |
| 49 | AIB GroupIreland · ROE 14.6% | 156 | 174.1 | 17.3 | 9.9% | 1.45% | 14.6% | Dec 2025 | Company report |
| 50 | PKO Bank PolskiPoland · ROE 18.3% | 166 | 161.9 | 16.2 | 10.0% | 1.83% | 18.3% | Dec 2025 | Company report |
* T.C. Ziraat Bankası: Turkish lira figures (BRSA accounts) are not adjusted for inflation, which inflates nominal returns.
How to read the table. Figures in US$ billions at each bank's financial-year-end exchange rate. ROA and ROE use year-end balances. Click a column heading to sort; the source icon opens the report or filing each bank's figures were taken from. Methodology
Tap a bank to see all its figures and its source.
Methodology
The Global Banker rankings are built from each bank's own audited financial statements or official full-year results filings. Every figure in the tables links to the document it was taken from.
01Who is included
Commercial, universal, savings and cooperative banking groups, including credit unions, ranked at the consolidated group level. Listed, unlisted and state-owned groups are eligible; a state-owned bank is included only if it holds a commercial or universal banking licence and takes deposits from the public.
Subsidiaries that are consolidated by another ranked group (for example Santander Brasil or BOC Hong Kong) are not ranked separately, so no balance sheet is counted twice.
Development and policy banks (including state banks without a commercial or universal licence and public deposits), brokerages, card issuers, settlement institutions, carmakers’ and other captive finance companies, groups where insurance makes up the majority of the group, and banks subject to international sanctions are excluded. Cooperative networks are ranked only where they publish audited combined or consolidated statements.
02Financial year
All banks are compared on their FY2025 accounts: the latest audited financial year ending between 1 April 2025 and 31 March 2026. For most banks that is the year to 31 December 2025; Japanese and Indian banks report to 31 March 2026, Canadian banks to 31 October 2025 and Australian banks to 30 June or 30 September 2025. Banks that had not published accounts for such a year at the cut-off date are omitted rather than compared on older figures.
03Measures
- Total assets Ranking measure
- Consolidated total assets at the financial year end. This is the ranking measure for the Global Top 100 and the regional tables.
- Equity
- Equity attributable to shareholders of the parent, including additional Tier 1 and preference capital that the bank classifies as equity, and excluding non-controlling interests.
- Equity / assets
Equity divided by total assets, a simple, unweighted measure of balance-sheet capital.- ROA and ROE
Net profit attributable to shareholders of the parent (before distributions on additional Tier 1 instruments) divided by year-end total assets and year-end equity respectively.
04Currency conversion
All figures are converted into US dollars at the official reference rate published by the central bank of each bank's reporting currency for its financial year-end date (or the latest rate it published before that date, where the year-end fell on a day without a publication; pegged currencies at the official peg), so a bank's ranking reflects its balance sheet on its own reporting date.
One exception: the State Bank of Vietnam's central rate for 31 December 2025 could not be obtained from its website, so the Vietnamese banks are converted at the market closing rate for that date (26,225 dong per US dollar).
05Comparability notes
Banks report under different accounting frameworks (IFRS, US GAAP, Japanese GAAP, Indian GAAP and local regulatory standards). Figures are taken as reported and not adjusted between frameworks. US GAAP netting of derivatives tends to produce smaller balance sheets than IFRS for similar businesses.
Some banks book additional Tier 1 instruments as liabilities rather than equity; their equity figures therefore exclude them.
Turkish banks' figures are BRSA consolidated accounts, which were not inflation-adjusted for 2025. Argentine banks report in constant pesos under IAS 29. Egyptian and Nigerian banks' figures are not adjusted for inflation. Banks from these four markets are footnoted, and the regional highlights for return on equity leave them out.
Ratios are simple accounting ratios. They are not regulatory capital ratios (such as CET1) and do not measure risk-weighted capital.
06Corrections
Found an error? Email [email protected] with the bank's filing and we will review it within five working days.
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