The world's most profitable banks
The 50 banks with the highest return on equity among all banking groups with at least US$50 billion of assets.
This table ranks the 50 most profitable banking groups among the 283 banks with total assets of at least US$50 billion, by return on equity.
Nu Holdings (Nubank) leads with a 25.4% ROE.
High returns often reflect local conditions as well as management: interest-rate levels, inflation and market structure differ widely between countries. Return on assets is shown alongside ROE because a high ROE can also come from thin capital.
Most profitable banks 2026
Ranked by return on equity (ROE)
| Source | |||||||||
|---|---|---|---|---|---|---|---|---|---|
| 1 | Nu Holdings (Nubank)Brazil · ROA 3.83% | 263 | 74.9 | 11.3 | 15.1% | 3.83% | 25.4% | Dec 2025 | SEC filing |
| 2 | Banque Misr*Egypt · ROA 2.37% | 228 | 102.0 | 9.5 | 9.3% | 2.37% | 25.3% | Dec 2025 | Company report |
| 3 | T.C. Ziraat Bankası*Türkiye · ROA 1.93% | 135 | 217.2 | 16.8 | 7.7% | 1.93% | 25.0% | Dec 2025 | Company report |
| 4 | BanorteMexico · ROA 2.26% | 179 | 144.4 | 13.8 | 9.6% | 2.26% | 23.6% | Dec 2025 | Company report |
| 5 | VakıfBank*Türkiye · ROA 1.40% | 193 | 128.2 | 7.7 | 6.0% | 1.40% | 23.5% | Dec 2025 | Company report |
| 6 | Itaú UnibancoBrazil · ROA 1.46% | 65 | 557.2 | 37.2 | 6.7% | 1.46% | 21.9% | Dec 2025 | SEC filing |
| 7 | BTG PactualBrazil · ROA 1.98% | 173 | 147.1 | 13.3 | 9.1% | 1.98% | 21.8% | Dec 2025 | Stock-exchange filing |
| 8 | Abu Dhabi Islamic BankUAE · ROA 2.38% | 260 | 76.5 | 8.4 | 11.0% | 2.38% | 21.7% | Dec 2025 | Company report |
| 9 | Bank Central AsiaIndonesia · ROA 3.63% | 233 | 94.9 | 16.8 | 17.7% | 3.63% | 20.4% | Dec 2025 | Company report |
| 10 | OTP BankHungary · ROA 2.51% | 186 | 138.3 | 17.1 | 12.3% | 2.51% | 20.3% | Dec 2025 | Company report |
| 11 | Bank Polska Kasa OpiekiPoland · ROA 1.99% | 232 | 97.8 | 9.8 | 10.0% | 1.99% | 19.8% | Dec 2025 | Company report |
| 12 | Rakuten BankJapan · ROA 0.44% | 225 | 103.9 | 2.3 | 2.2% | 0.44% | 19.7% | Mar 2026 | Company report |
| 13 | MB BankVietnam · ROA 1.66% | 275 | 61.6 | 5.2 | 8.4% | 1.66% | 19.7% | Dec 2025 | Company report |
| 14 | VietinBankVietnam · ROA 1.25% | 222 | 105.5 | 6.8 | 6.4% | 1.25% | 19.4% | Dec 2025 | Company report |
| 15 | Bank MandiriIndonesia · ROA 1.99% | 160 | 169.3 | 17.6 | 10.4% | 1.99% | 19.2% | Dec 2025 | Company report |
| 16 | AgribankVietnam · ROA 0.92% | 227 | 102.4 | 4.9 | 4.8% | 0.92% | 19.1% | Dec 2025 | Company report |
| 17 | Coventry Building SocietyUnited Kingdom · ROA 0.92% | 204 | 118.7 | 5.8 | 4.9% | 0.92% | 18.9% | Dec 2025 | Company report |
| 18 | Akbank*Türkiye · ROA 1.61% | 251 | 83.1 | 7.2 | 8.7% | 1.61% | 18.5% | Dec 2025 | Company report |
| 19 | Yapı Kredi*Türkiye · ROA 1.34% | 254 | 82.2 | 6.0 | 7.3% | 1.34% | 18.4% | Dec 2025 | Company report |
| 20 | BBVASpain · ROA 1.22% | 41 | 1,010.0 | 67.4 | 6.7% | 1.22% | 18.3% | Dec 2025 | Company report |
| 21 | FirstRandSouth Africa · ROA 1.68% | 176 | 145.6 | 13.4 | 9.2% | 1.68% | 18.3% | Jun 2025 | Company report |
| 22 | PKO Bank PolskiPoland · ROA 1.83% | 166 | 161.9 | 16.2 | 10.0% | 1.83% | 18.3% | Dec 2025 | Company report |
| 23 | CredicorpPeru · ROA 2.59% | 256 | 79.5 | 11.4 | 14.4% | 2.59% | 18.1% | Dec 2025 | SEC filing |
| 24 | BIDVVietnam · ROA 0.90% | 196 | 127.0 | 6.4 | 5.0% | 0.90% | 17.8% | Dec 2025 | Company report |
| 25 | BAWAG GroupAustria · ROA 1.19% | 246 | 84.9 | 5.7 | 6.7% | 1.19% | 17.8% | Dec 2025 | Company report |
| 26 | Banco de ChileChile · ROA 2.19% | 277 | 59.4 | 7.3 | 12.4% | 2.19% | 17.7% | Dec 2025 | SEC filing |
| 27 | Standard Bank GroupSouth Africa · ROA 1.41% | 134 | 218.2 | 17.6 | 8.1% | 1.41% | 17.5% | Dec 2025 | Company report |
| 28 | Bank Rakyat IndonesiaIndonesia · ROA 2.65% | 195 | 127.7 | 19.4 | 15.2% | 2.65% | 17.5% | Dec 2025 | Company report |
| 29 | WeBankChina · ROA 1.44% | 215 | 109.0 | 9.0 | 8.3% | 1.44% | 17.4% | Dec 2025 | Company report |
| 30 | MashreqUAE · ROA 2.04% | 239 | 91.1 | 10.7 | 11.8% | 2.04% | 17.4% | Dec 2025 | Company report |
| 31 | Al Rajhi BankSaudi Arabia · ROA 2.38% | 115 | 278.2 | 38.1 | 13.7% | 2.38% | 17.4% | Dec 2025 | Company report |
| 32 | SicoobBrazil · ROA 2.42% | 259 | 78.1 | 11.1 | 14.2% | 2.42% | 17.0% | Dec 2025 | Company report |
| 33 | BankinterSpain · ROA 0.83% | 170 | 153.9 | 7.5 | 4.9% | 0.83% | 17.0% | Dec 2025 | Company report |
| 34 | Emirates NBDUAE · ROA 2.06% | 108 | 317.1 | 39.4 | 12.4% | 2.06% | 16.6% | Dec 2025 | Company report |
| 35 | Caixa Geral de DepósitosPortugal · ROA 1.75% | 194 | 127.8 | 13.5 | 10.6% | 1.75% | 16.6% | Dec 2025 | Company report |
| 36 | Mizrahi Tefahot BankIsrael · ROA 1.02% | 157 | 172.8 | 10.9 | 6.3% | 1.02% | 16.2% | Dec 2025 | Company report |
| 37 | UniCreditItaly · ROA 1.25% | 39 | 1,022.5 | 79.6 | 7.8% | 1.25% | 16.1% | Dec 2025 | Company report |
| 38 | Toronto-Dominion BankCanada · ROA 0.98% | 27 | 1,494.2 | 91.2 | 6.1% | 0.98% | 16.1% | Oct 2025 | SEC filing |
| 39 | DBS GroupSingapore · ROA 1.22% | 58 | 698.9 | 53.6 | 7.7% | 1.22% | 15.9% | Dec 2025 | Company report |
| 40 | Türkiye İş Bankası*Türkiye · ROA 1.26% | 198 | 125.8 | 10.0 | 7.9% | 1.26% | 15.9% | Dec 2025 | Company report |
| 41 | JPMorgan ChaseUnited States · ROA 1.29% | 5 | 4,424.9 | 362.4 | 8.2% | 1.29% | 15.7% | Dec 2025 | SEC filing |
| 42 | VietcombankVietnam · ROA 1.44% | 235 | 93.1 | 8.6 | 9.2% | 1.44% | 15.7% | Dec 2025 | Company report |
| 43 | CTBC Financial Holding*Taiwan · ROA 0.86% | 111 | 296.8 | 16.5 | 5.6% | 0.86% | 15.6% | Dec 2025 | Company report |
| 44 | First International Bank of IsraelIsrael · ROA 0.81% | 245 | 87.1 | 4.6 | 5.3% | 0.81% | 15.5% | Dec 2025 | Company report |
| 45 | Attijariwafa BankMorocco · ROA 1.34% | 244 | 87.1 | 7.6 | 8.7% | 1.34% | 15.3% | Dec 2025 | Company report |
| 46 | CaixaBankSpain · ROA 0.89% | 50 | 780.2 | 45.2 | 5.8% | 0.89% | 15.3% | Dec 2025 | Company report |
| 47 | Canara BankIndia · ROA 0.95% | 143 | 199.4 | 12.4 | 6.2% | 0.95% | 15.2% | Mar 2026 | Company report |
| 48 | Bank HapoalimIsrael · ROA 1.28% | 123 | 240.3 | 20.3 | 8.4% | 1.28% | 15.2% | Dec 2025 | Company report |
| 49 | Morgan StanleyUnited States · ROA 1.19% | 30 | 1,420.3 | 111.6 | 7.9% | 1.19% | 15.1% | Dec 2025 | SEC filing |
| 50 | Bank Leumi le-IsraelIsrael · ROA 1.18% | 117 | 273.7 | 21.4 | 7.8% | 1.18% | 15.1% | Dec 2025 | Company report |
* Banque Misr: Egyptian pound figures are not adjusted for inflation, which inflates nominal returns.
* T.C. Ziraat Bankası: Turkish lira figures (BRSA accounts) are not adjusted for inflation, which inflates nominal returns.
* VakıfBank: Turkish lira figures (BRSA accounts) are not adjusted for inflation, which inflates nominal returns.
* Akbank: Turkish lira figures (BRSA accounts) are not adjusted for inflation, which inflates nominal returns.
* Yapı Kredi: Turkish lira figures (BRSA accounts) are not adjusted for inflation, which inflates nominal returns.
* Türkiye İş Bankası: Turkish lira figures (BRSA accounts) are not adjusted for inflation, which inflates nominal returns.
* CTBC Financial Holding: Net profit verified against the company release; balance-sheet figures from exchange filings data.
How to read the table. Figures in US$ billions at each bank's financial-year-end exchange rate. ROA and ROE use year-end balances. Click a column heading to sort; the source icon opens the report or filing each bank's figures were taken from. Methodology
Tap a bank to see all its figures and its source.
Methodology
The Global Banker rankings are built from each bank's own audited financial statements or official full-year results filings. Every figure in the tables links to the document it was taken from.
01Who is included
Commercial, universal, savings and cooperative banking groups, including credit unions, ranked at the consolidated group level. Listed, unlisted and state-owned groups are eligible; a state-owned bank is included only if it holds a commercial or universal banking licence and takes deposits from the public.
Subsidiaries that are consolidated by another ranked group (for example Santander Brasil or BOC Hong Kong) are not ranked separately, so no balance sheet is counted twice.
Development and policy banks (including state banks without a commercial or universal licence and public deposits), brokerages, card issuers, settlement institutions, carmakers’ and other captive finance companies, groups where insurance makes up the majority of the group, and banks subject to international sanctions are excluded. Cooperative networks are ranked only where they publish audited combined or consolidated statements.
02Financial year
All banks are compared on their FY2025 accounts: the latest audited financial year ending between 1 April 2025 and 31 March 2026. For most banks that is the year to 31 December 2025; Japanese and Indian banks report to 31 March 2026, Canadian banks to 31 October 2025 and Australian banks to 30 June or 30 September 2025. Banks that had not published accounts for such a year at the cut-off date are omitted rather than compared on older figures.
03Measures
- Total assets
- Consolidated total assets at the financial year end. This is the ranking measure for the Global Top 100 and the regional tables.
- Equity
- Equity attributable to shareholders of the parent, including additional Tier 1 and preference capital that the bank classifies as equity, and excluding non-controlling interests.
- Equity / assets
Equity divided by total assets, a simple, unweighted measure of balance-sheet capital.- ROA and ROE
Net profit attributable to shareholders of the parent (before distributions on additional Tier 1 instruments) divided by year-end total assets and year-end equity respectively.
04Currency conversion
All figures are converted into US dollars at the official reference rate published by the central bank of each bank's reporting currency for its financial year-end date (or the latest rate it published before that date, where the year-end fell on a day without a publication; pegged currencies at the official peg), so a bank's ranking reflects its balance sheet on its own reporting date.
One exception: the State Bank of Vietnam's central rate for 31 December 2025 could not be obtained from its website, so the Vietnamese banks are converted at the market closing rate for that date (26,225 dong per US dollar).
05Comparability notes
Banks report under different accounting frameworks (IFRS, US GAAP, Japanese GAAP, Indian GAAP and local regulatory standards). Figures are taken as reported and not adjusted between frameworks. US GAAP netting of derivatives tends to produce smaller balance sheets than IFRS for similar businesses.
Some banks book additional Tier 1 instruments as liabilities rather than equity; their equity figures therefore exclude them.
Turkish banks' figures are BRSA consolidated accounts, which were not inflation-adjusted for 2025. Argentine banks report in constant pesos under IAS 29. Egyptian and Nigerian banks' figures are not adjusted for inflation. Banks from these four markets are footnoted, and the regional highlights for return on equity leave them out.
Ratios are simple accounting ratios. They are not regulatory capital ratios (such as CET1) and do not measure risk-weighted capital.
06Corrections
Found an error? Email [email protected] with the bank's filing and we will review it within five working days.
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