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Banking and finance news from North America, Latin America, and the Caribbean

Banking News

Indiana's Merchants Bancorp Beats Q4 Forecasts, Stock Surges 18%

Indiana-based Merchants Bancorp posted Q4 2025 revenues of $185.3 million, down 4.4% year-over-year but topping analyst estimates by 7.8%. Strong EPS and net interest income beats drove an 17.8% stock rally, bucking regional bank trends. (168 characters)

March 24, 2026
Banking News

US Regional Banks Beat Q4 Revenue 1.6% Despite 6.9% Stock Drop

Ninety-five tracked US regional banks surpassed Q4 2025 revenue estimates by 1.6%, fueled by higher interest rates and local growth, yet shares plunged an average 6.9% post-earnings amid fintech threats and deposit shifts.

March 24, 2026
Banking News

Bank of Canada Governing Council Loses Two Key Deputy Governors

The Bank of Canada will lose Deputy Governors Rhys Mendes and Sharon Kozicki from its rate-setting council, with Mendes departing April 10 for Toronto and Kozicki retiring July 15. Amid critical rate communications for 2026, the bank plans internal recruitment to fill the vacancies.

March 24, 2026
Banking News

Bank of Canada’s Rogers Speech Pivots on Rate Hike Bets

Deputy Governor Carolyn Rogers’ address today could validate or deflate traders’ bets for three 2026 rate hikes, as inflation fears and market shifts intensify. Expectations have swung sharply since February’s data.

March 24, 2026
Banking News

Chile's Banco de Chile Beats Q1 2026 Earnings Forecasts

Banco de Chile posted Q1 2026 EPS ahead of the 0.7454 forecast and revenue of 492.67M surpassing 326.17M estimates, fueled by robust deposit growth and steady loans despite Latin American headwinds. The results signal resilience for the region's key lender.

March 23, 2026
Banking News

Illinois' BankFinancial Swings to Q1 Loss on Loan Charge-Offs

BankFinancial, the Illinois-based regional lender, reported a Q1 2026 net loss driven by elevated loan provisions and charge-offs, despite deposit growth and an improved EPS from prior quarter. The results spotlight persistent pressures facing U.S. community banks amid economic headwinds.

March 23, 2026
Fintech

Payments Firm dLocal Posts 87 Percent Profit Surge in EM Push

Uruguayan payments platform dLocal delivered a striking set of fourth-quarter results on Wednesday, reporting an 87 percent jump in net profit as it capitalized on

March 19, 2026
Fintech

US and Canadian Fintech Lobbies Forge Cross-Border Alliance

The American Fintech Council and the Canadian Lenders Association announced a strategic partnership on Wednesday aimed at building a permanent bridge between the two largest

March 19, 2026
Central Banks

Ottawa Holds Rates Steady but Warns Oil Shock Could Force Hike

The Bank of Canada held its benchmark interest rate at 2.25 percent on Wednesday, marking the second consecutive pause in its easing cycle, as

March 19, 2026
Regulations

US Banks Face New Fraud Mandate as Nacha Rules Kick In

The largest participants in the American payments system face a regulatory compliance deadline on Thursday when Phase One of Nacha's new risk management

March 19, 2026
Regulations

SEC Declares Most Crypto Assets Fall Outside Securities Law

The Securities and Exchange Commission issued a sweeping interpretation on Monday declaring that most crypto assets are not securities under federal law, delivering the clearest

March 19, 2026
Central Banks

Powell Digs In, Vows to Serve as Chair Pro Tem

Federal Reserve Chair Jerome Powell declared on Wednesday that he will remain at the helm of the central bank on an interim basis if his

March 19, 2026
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